8095 Co Rd 44, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 8095 Co Rd 44, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 2002
Lot Size	0.78 acres (33,992 sqft)
Owner	2 Individual Names on Record
Tax Bill	$468 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`13-09-06-24-0-000-024.022`

Property Details

APN / Parcel Number

Primary APN	`13-09-06-24-0-000-024.022`
Alternative APNs	`ALT APN:0906240000024022` `15280`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	33,992 sqft (0.78 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Location & Zoning

Account Number	15280
Street Address	8095 COUNTY ROAD 44
City	CEDAR BLUFF
State	AL
Zip	35959-3351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 OLIVER SUBD ADD # 1 PB 9 PG 52
Legal Range	09E
Legal Township	09S
Legal Section	24
Legal Subdivision	OLIVER SUBD
Legal Lot Number	1
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3059
Census Tract	955702

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8095 COUNTY ROAD 44, CEDAR BLUFF, AL 35959-3351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · FHA Mortgage HUD
Feb 5, 2018	Deed of Trust, Mortgage · Loan Modification CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 17, 2016
Transfer Doc	0193229
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	8095 COUNTY ROAD 44, CEDAR BLUFF, AL 35959-3351
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000230109
Date	Jul 27, 2023
Instrument	230109

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	8095 COUNTY ROAD 44, CEDAR BLUFF, AL 35959-3351
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201320
Date	Feb 5, 2018
Instrument	201320

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Loan Modification
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$468.00 (+7.59%)
2025	$435.00 (+0.46%) Homeowner's exemption	$840 (+5%) Land $380 Building $460	$116,200 (+0.43%) Land $3,800 Building $112,400
2024	$433.00 (+4.59%) Additional exemption filed	$800 (-92.81%) Land $340 Building $460	$115,700 (+4.14%) Land $3,300 Building $112,400
2023	$414.00 Homeowner's exemption	$11,120 (-)	$111,100 (-) Land $3,300 Building $107,800
2022	$414.00 Homeowner's exemption	$11,120 Land $340 Building $10,780	$111,100 Land $3,300 Building $107,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 72% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Killians Electronics Fixed Wireless	25 / 10
TDS Telecom DSL	25 / 5

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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