8091 Cross Creek Dr, Talbott, TN 37877 Property Records

Hamblen County property record for 8091 Cross Creek Dr, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,801 sqft · built 2006
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Aug 2018)
Tax Bill	$2,008 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032053C B 03500`

Property Details

APN / Parcel Number

Primary APN	`032053C B 03500`
Alternative APN	`053C B 03500`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,801 sqft Living Area
1st Floor Area	1,527 sqft
Upper Floors Area	506 sqft
Basement Area	1,527 sqft
Unfinished Basement	1,527 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	190 ft deep x 273 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	284 sqft
Deck Area	640 sqft
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	8091 CROSS CREEK DR
City	TALBOTT
State	TN
Zip	37877-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2, SUBDIVISION: CROSS CREEK, LOT: 35, PLAT BOOK: I, PLAT PAGE: 76
Legal Subdivision	CROSS CREEK
Legal Lot Number	35 273
Jurisdiction	HAMBLEN TN
Township / Civil Division	13
Census Block Group	4
Census Block	4009
Census Tract	101100

Owner

8091 Cross Creek Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Hamblen County records, as of January 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8091 CROSS CREEK DR, TALBOTT, TN 37877-2901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Sep 12, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Aug 28, 2018	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2018 · Amount on File
Deed Sale	Aug 28, 2018 · Amount on File
Prior Sale	May 22, 2006 · Amount on File
Deed Document Number	18006192
Deed Book / Page	1765 / 486
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	8091 CROSS CREEK DR, TALBOTT, TN 37877-2901
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001858687
Date	Aug 11, 2020
Book Page	1858/687
Instrument	20006118

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	8091 CROSS CREEK DR, TALBOTT, TN 37877-2901
Document Number	1813749
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8091 CROSS CREEK DR TALBOTT TN 378772901, TALBOTT, TN 37877-2901

Mortgage

Document Number	1813749
Date	Sep 25, 2019
Book Page	001813/000749
Instrument	16238

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Aug 28, 2018
Property Address	8091 CROSS CREEK DR, TALBOTT, TN 37877-2901
Document Number	0001765486
Book / Page	1765 / 486
Map Reference	MB I PG 76
Instrument Date	Aug 23, 2018
Instrument	18006192
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	COLONIAL TITLE GROUP INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,276.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8091 CROSS CREEK DR, TALBOTT, TN 37877-2901

Mortgage

Document Number	0018006193
Date	Aug 28, 2018
Instrument	18006193

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8091 Cross Creek Dr was $2,008.

Source: Hamblen County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,008.00	$136,600 Land $9,600 Building $127,000	$546,400 Land $38,400 Building $508,000
2023		$81,750 (-) Land $6,925 Building $74,825
2022	$1,610.00	$81,750 Land $6,925 Building $74,825	$327,000 Land $27,700 Building $299,300
2020			$327,000 Land $27,700 Building $299,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8091 Cross Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8091 Cross Creek Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 75% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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