8091 Coldwater Dr, Powell, OH 43065 Property Records

Delaware County property record for 8091 Coldwater Dr, Powell, OH 43065

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,977 sqft · built 2013
Lot Size	0.186 acres (8,102 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Dec 2019)
Tax Bill	$12,514 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`319-312-06-012-000`

Property Details

APN / Parcel Number

Primary APN	`319-312-06-012-000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,977 sqft Living Area
Gross Area	5,307 sqft
1st Floor Area	1,527 sqft
Upper Floors Area	1,450 sqft
Basement Area	1,511 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	8,102 sqft (0.186 acres)
Garage Type	Attached
Garage Area	819 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	18 sqft
Deck Area	24 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	8091 COLDWATER DR
City	POWELL
State	OH
Zip	43065-6118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3321 GOLF VILLAGE SUBDIVISION SEC 12 PH C
Legal Subdivision	GOLF VILLAGE SUBDIVISION SEC 12 PH C
Legal Lot Number	3321
Jurisdiction	DELAWARE OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1007
Census Tract	11900

Owner

8091 Coldwater Dr is owned and occupied by two individuals who bought it in December 2019.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8091 COLDWATER DR, POWELL, OH 43065-6118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Dec 5, 2019	Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2019 · Amount on File
Deed Sale	Dec 5, 2019 · Amount on File
Prior Sale	Apr 8, 2014 · Amount on File
Deed Document Number	201935415
Deed Book / Page	1685 / 1245
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	8091 COLDWATER DR, POWELL, OH 43065-6118
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008270
Date	Feb 19, 2021
Book Page	1828/2011
Instrument	202100008270

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

December 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	Dec 5, 2019
Property Address	8091 COLDWATER DR, POWELL, OH 43065-6118
Document Number	0000035415
Book / Page	1685 / 1245
Map Reference	CAB 4 SL 1,1A&1B
Instrument Date	Nov 22, 2019
Instrument	201900035415
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000035416
Date	Dec 5, 2019
Instrument	201900035416

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 8091 Coldwater Dr was $12,514, down 5.3% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Liberty Township
Municipality	Powell City
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,514.00 (-5.32%)	$210,990 (-) Land $49,110 Building $161,880	$602,800 Land $140,300 Building $462,500
2024	$13,217.00 (-0.32%) Homeowner's exemption	$210,990 (-) Land $49,110 Building $161,880
2023	$13,260.00 Homeowner's exemption	$210,990 Land $49,110 Building $161,880	$602,800 Land $140,300 Building $462,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8091 Coldwater Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8091 Coldwater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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