8091 Carmel St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8091 Carmel St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,800 sqft · built 1952
Lot Size	0.134 acres (5,850 sqft)
Owner	2 Individual Names on File
Last Sale	$85,454 (Mar 2022)
Tax Bill	$8,492 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`790-31-047`

Property Details

APN / Parcel Number

Primary APN	`790-31-047`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	919 sqft
1st Floor Area	919 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2023
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	5,850 sqft (0.134 acres)
Lot Dimensions	90 ft deep x 65 ft wide
Garage Area	275 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Street Address	8091 CARMEL ST
City	GILROY
State	CA
Zip	95020-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 971 WAYLAND LANE TRACT BOOK 36 PAGE 17 LOT 5
Legal Subdivision	WAYLAND LANE TR
Legal Tract	971
Legal Lot Number	5
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1030
Census Tract	512513

Owner

Source: Santa Clara County assessment roll, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8091 CARMEL ST, GILROY, CA 95020-4306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Prior Sale	Aug 18, 2010 · Amount on Record
Deed Document Number	202225261807
Prior Transfer Date	Apr 13, 2021
Prior Transfer Doc	0024928325
Record Updated	Jun 8, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 16, 2022
Property Address	8091 CARMEL ST, GILROY, CA 95020-4306
Document Number	0025261807
Map Reference	MB 36 PG 17
Instrument Date	Feb 7, 2022
Instrument	25261807
Transaction Type	Transfer
Record Updated	Mar 25, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8091 CARMEL ST, GILROY, CA 95020-4306

Mortgage

Document Number	0025261808
Date	Mar 16, 2022
Instrument	25261808

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 20, 2021
Property Address	8091 CARMEL ST, GILROY, CA 95020-4306
Document Number	0024928325
Map Reference	MB 36 PG 17
Instrument Date	Apr 13, 2021
Instrument	24928325
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8091 CARMEL ST, GILROY, CA 95020-4306

Mortgage

Document Number	0024928326
Date	Apr 20, 2021
Instrument	24928326

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8091 CARMEL ST, GILROY, CA 95020-4306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023766861
Date	Oct 3, 2017
Instrument	23766861

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,492.00 (+5.92%) Homeowner's exemption	$692,340 (+13.61%) Land $256,230 Building $436,110
2024	$8,017.00 (+5.32%)
2023	$7,612.00 (+67.11%) Homeowner's exemption	$609,418 Land $246,281 Building $363,137
2022	$4,555.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Communications, LLC. Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, California Internet, Verizon.

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