8090 Bowery Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 8090 Bowery Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,115 sqft · built 2017
Lot Size	0.181 acres (7,888 sqft)
Owner	2 Individual Names on File
Last Sale	$324,100 (Feb 2017)
Tax Bill	$5,478 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-23-27-4450-00-130`

Property Details

APN / Parcel Number

Primary APN	`34-23-27-4450-00-130`
Alternative APNs	`272334445000130` `156147` `157337` `159757`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,115 sqft Living Area
Gross Area	3,009 sqft
1st Floor Area	2,115 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,888 sqft (0.181 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	453 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8090 BOWERY DR
City	WINTER GARDEN
State	FL
Zip	34787-9036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	LAKE HANCOCK PRESERVE 84/54 LOT 13
Legal Range	27E
Legal Township	23S
Legal Section	34
Legal Subdivision	LAKE HANCOCK PRESERVE
Legal Tract	4450
Legal Lot Number	13
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1022
Census Tract	17111

Owner

8090 Bowery Dr is owned and occupied by two individuals who bought it in February 2017.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8090 BOWERY DR, WINTER GARDEN, FL 34787-9036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA
Mar 6, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2017 · Amount on File
Deed Sale	Feb 1, 2017 · Amount on File
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	8090 BOWERY DR, WINTER GARDEN, FL 34787-9036
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8090 BOWERY DR, WINTER GARDEN, FL 34787-9036

Mortgage

Document Number	20210197032
Date	Apr 6, 2021
Instrument	20210197032

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 6, 2017
Property Address	8090 BOWERY DR, WINTER GARDEN, FL 34787-9036
Document Number	0000116077
Instrument Date	Feb 27, 2017
Instrument	116077
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 19, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,269.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 ACADEMY DR W WHIPPANY NJ 079811803, WHIPPANY, NJ 07981-1803

Mortgage

Document Number	116078
Date	Mar 6, 2017
Instrument	116078

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8090 Bowery Dr was $5,478, up 4.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,175 (+2.7%)	$477,680 (-7.69%) Land $115,000 Building $362,680
2025	$5,478.00 (+4.64%) Homeowner's exemption	$339,021	$517,500 Land $115,000 Building $402,500
2024	$5,235.00 (+7.27%)
2023	$4,880.00 (+4.14%) Homeowner's exemption	$319,870 (+3%)	$385,097 (+15.14%) Land $65,000 Building $320,097
2022	$4,686.00 Homeowner's exemption	$310,553	$334,466 Land $65,000 Building $269,466

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8090 Bowery Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8090 Bowery Dr is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Nearby Properties on Bowery Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures