809 Withers Pl, Hermitage, TN 37076 Property Records

Nashville-Davidson Metropolitan Government property record for 809 Withers Pl, Hermitage, TN 37076

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,433 sqft · built 1997
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$324,900 (Mar 2019)
Tax Bill	$3,177 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`086-04-0B-077-00`

Property Details

APN / Parcel Number

Primary APN	`086-04-0B-077-00`
Alternative APN	`000077865`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,433 sqft Living Area
Gross Area	3,667 sqft
1st Floor Area	1,463 sqft
Basement Area	959 sqft
Finished Basement	959 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	94 ft deep x 36 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	34 sqft
Deck Area	160 sqft
Patio Area	536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000077865
Street Address	809 WITHERS PL
City	HERMITAGE
State	TN
Zip	37076-4423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS15
Legal Description	LOT 32 SUNSET OAKS SECTION 3
Legal Subdivision	SUNSET OAKS SEC 03
Legal Lot Number	32
Jurisdiction	DAVIDSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2002
Census Tract	15622

Owner

Source: Nashville-Davidson Metropolitan Government records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	809 WITHERS PL, HERMITAGE, TN 37076-4423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit AIM CU
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 2, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Mar 1, 2019	Warranty Deed, Transfer · FHA Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Mar 24, 2014 · Amount on Record
Deed Document Number	20190301-0018588
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	809 WITHERS PL, HERMITAGE, TN 37076-4423
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044706
Date	Jun 12, 2023
Instrument	20230612-0044706

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	809 WITHERS PL, HERMITAGE, TN 37076-4423
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120693
Date	Sep 9, 2021
Instrument	20210909-0120693

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2041

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	809 WITHERS PL, HERMITAGE, TN 37076-4423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127896
Date	Nov 2, 2020
Instrument	20201102-0127896

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Mar 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON TN
Recording Date	Mar 1, 2019
Property Address	809 WITHERS PL, HERMITAGE, TN 37076-4423
Document Number	0000018588
Map Reference	MB 9700 PG 198
Instrument Date	Feb 28, 2019
Instrument	20190301-0018588
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	LAURA PERRY HOMELAND TITLE L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,202.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 WITHERS PL, HERMITAGE, TN 37076-4423

Mortgage

Document Number	0000018589
Date	Mar 1, 2019
Instrument	20190301-0018589

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Nashville-Davidson Metropolitan Government assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County / Consolidated City	Nashville-Davidson Metropolitan Government
Unified School District	Metropolitan Nashville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,177.00 (+32.76%)	$114,200 (+39.4%) Land $23,000 Building $91,200	$456,800 (+39.4%) Land $92,000 Building $364,800
2023	$2,393.00	$81,925 Land $16,250 Building $65,675
2021			$327,700 Land $65,000 Building $262,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METRO WATER SERVICES serves 789,969 people · EPA ID TN0000494
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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