809 Winterside Cir, San Ramon, CA 94583 Property Records

Contra Costa County property record for 809 Winterside Cir, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,887 sqft · built 1989
Lot Size	0.076 acres (3,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,380,000 (Oct 2022)
Tax Bill	$16,659 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`213-720-061`

Property Details

APN / Parcel Number

Primary APN	`213-720-061`
Alternative APN	`213-720-061-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,887 sqft Living Area
1st Floor Area	824 sqft
2nd Floor Area	1,063 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Architectural Style	Cluster
Lot Area	3,325 sqft (0.076 acres)
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	809 WINTERSIDE CIR
City	SAN RAMON
State	CA
Zip	94583-5237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6648 L61
Legal Subdivision	NEWCASTLE PATIO HOMES
Legal Tract	6648
Legal Lot Number	61
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1002
Census Tract	345111

Owner

Source: Contra Costa County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 WINTERSIDE CIR, SAN RAMON, CA 94583-5237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage GENESIS CAPITAL LLC
Mar 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage TECHNOLOGY CU
Oct 26, 2022	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Aug 11, 2022	Grant Deed, Transfer · Construction Mortgage GENESIS CAPITAL LLC
Jul 12, 2022	Grant Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Aug 11, 2022 · Amount on Record
Deed Document Number	2022166247
Prior Transfer Date	Dec 26, 2002
Prior Transfer Doc	0000503894
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	809 WINTERSIDE CIR, SAN RAMON, CA 94583-5237
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125355
Date	Aug 11, 2022
Instrument	2022-125355

Lender

Name	GENESIS CAPITAL LLC
Type	Mortgage Company
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	809 WINTERSIDE CIR, SAN RAMON, CA 94583-5237
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033942
Date	Mar 6, 2018
Instrument	2018-033942

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 26, 2022
Property Address	809 WINTERSIDE CIR, SAN RAMON, CA 94583-5237
Document Number	0000166247
Map Reference	MB 312 PG 1
Instrument Date	Oct 18, 2022
Instrument	2022-166247
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	809 WINTERSIDE CIR, SAN RAMON, CA 94583-5237

Mortgage

Document Number	0000166248
Date	Oct 26, 2022
Instrument	2022-166248

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 11, 2022
Property Address	809 WINTERSIDE CIR, SAN RAMON, CA 94583-5237
Document Number	0000125352
Map Reference	MB 312 PG 1
Instrument Date	Jul 28, 2022
Instrument	2022-125352
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2250 S DONOVAN WAY, SAN RAMON, CA 94582-3252

Mortgage

Document Number	0000125353
Date	Aug 11, 2022
Instrument	2022-125353

Lender

Name	GENESIS CAPITAL LLC
Type	Mortgage Company
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 12, 2022
Property Address	809 WINTERSIDE CIR, SAN RAMON, CA 94583-5237
Document Number	0000111908
Map Reference	MB 312 PG 1
Instrument Date	Jul 8, 2022
Instrument	2022-111908
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20980 REDWOOD RD # 5, 5, CASTRO VALLEY, CA 94546-5930

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,464,467 (+2%) Land $1,061,208 Building $403,259
2025	$16,659.00 (+3.76%) Homeowner's exemption	$1,435,752 (+4.04%) Land $1,040,400 Building $395,352
2023	$16,056.00 (+116.36%) Homeowner's exemption	$1,380,000 Land $1,000,000 Building $380,000
2022	$7,421.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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