809 Winfield Dr, South Beloit, IL 61080 Property Records

Winnebago County property record for 809 Winfield Dr, South Beloit, IL 61080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 2003
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$178,500 (Aug 2021)
Tax Bill	$4,438 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-18-152-006`

Property Details

APN / Parcel Number

Primary APN	`04-18-152-006`
Alternative APN	`418152006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Garage Area	640 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	809 WINFIELD DR
City	SOUTH BELOIT
State	IL
Zip	61080-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINFIELD NO 1 PT S 1/2 NW1/4 SEC 18-46-2 LOT 6
Legal Range	2
Legal Township	46
Legal Section	18
Legal Subdivision	WINFIELD 01
Legal Lot Number	6
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	3
Census Block	3009
Census Tract	4002

Owner

809 Winfield Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	809 WINFIELD DR, SOUTH BELOIT, IL 61080-2551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK
May 3, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Prior Sale	Mar 12, 2004 · Amount on File
Deed Document Number	202126997
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 2, 2021
Property Address	809 WINFIELD DR, SOUTH BELOIT, IL 61080-2551
Document Number	0000026997
Map Reference	PB 44 PG 54A
Instrument Date	Jul 30, 2021
Instrument	2126997
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	809 WINFIELD DR, SOUTH BELOIT, IL 61080-2551

Mortgage

Document Number	0000026998
Date	Aug 2, 2021
Instrument	2126998

Lender

Name	MIDWEST COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	809 WINFIELD DR, SOUTH BELOIT, IL 61080-2551
Document Number	0001014061
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	809 WINFIELD DR SOUTH BELOIT IL 610802551, SOUTH BELOIT, IL 61080-2551

Mortgage

Document Number	0001014061
Date	May 9, 2017
Instrument	1014061

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 809 Winfield Dr was $4,438 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Municipality	South Beloit City
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,438.00	$66,688 Land $13,438 Building $53,250	$200,064 Land $40,314 Building $159,750
2022	Homeowner's exemption	$49,711 Land $10,017 Building $39,694	$149,133 Land $30,051 Building $119,082

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 809 Winfield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 809 Winfield Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-SOUTH BELOIT private · serves 7,893 people · EPA ID IL2010450
Water Source	Purchased groundwater from CITY OF BELOIT
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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