Montgomery County property record for 809 Windermere Dr, Clarksville, TN 37043
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,357 sqft · built 1984 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Dec 2018) |
| Tax Bill | $403 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63A A 19.00 |
| Primary APN | 63A A 19.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,357 sqft Living Area |
| Gross Area | 7,975 sqft |
| 1st Floor Area | 2,085 sqft |
| Upper Floors Area | 1,250 sqft |
| Basement Area | 625 sqft |
| Unfinished Basement | 625 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 60,113 sqft (1.38 acres) |
| Lot Dimensions | 300 ft deep x 200 ft wide |
| Terrain | Rolling |
| Driveway | Driveway |
| Driveway Area | 1,224 sqft |
| Pool Area | 792 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 50 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 809 WINDERMERE DR |
|---|---|
| City | CLARKSVILLE |
| State | TN |
| Zip | 37043-2406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIVISION: WINDERMERE LOT: 43 CHANGED PATIO TO GOOD; REMEASURED HSE; ADDED PATIO, POOL, & BAY AREAS; CHANGED ELEC TO 04; |
| Legal Subdivision | WINDERMERE |
| Legal Lot Number | 43 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 101808 |
Source: Montgomery County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 809 WINDERMERE DR, CLARKSVILLE, TN 37043-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2020 | Deed of Trust, Mortgage · VA Mortgage FORTERA FCU |
| Dec 6, 2018 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2018 · Amount on Record |
| Deed Sale | Dec 6, 2018 · Amount on Record |
| Prior Sale | Dec 31, 2008 · Amount on Record |
| Deed Document Number | 20181189503 |
| Deed Book / Page | 1851 / 2708 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 809 WINDERMERE DR, CLARKSVILLE, TN 37043-2406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001268753 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 1996/1003 |
| Instrument | 1268753 |
| Name | FORTERA FCU |
|---|---|
| Type | Credit Union |
| Address | CLARKSVILLE, TN 37040 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Dec 6, 2018 |
| Property Address | 809 WINDERMERE DR, CLARKSVILLE, TN 37043-2406 |
| Document Number | 0001189503 |
| Book / Page | 001851 / 002708 |
| Instrument Date | Dec 4, 2018 |
| Instrument | 1189503 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2018 |
| Title Company | FREEDOM TITLE SERVICES, FREEDOM TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,387.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 809 WINDERMERE DR CLARKSVILLE TN 370432406, CLARKSVILLE, TN 37043-2406 |
| Document Number | 1189504 |
|---|---|
| Date | Dec 6, 2018 |
| Book Page | 001851/002710 |
| Instrument | 1189504 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2048 |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Municipality | Clarksville City |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $403.00 (-87.82%) | $118,675 (+6.84%) | $474,700 (+6.84%) Land $125,000 Building $349,700 |
| 2024 | $3,310.00 (-12.62%) | $111,075 (+23.76%) | $444,300 (+23.76%) Land $125,000 Building $319,300 |
| 2023 | $3,788.00 | $89,750 (-) | |
| 2022 | $3,788.00 | $89,750 | $359,000 Land $71,000 Building $288,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| CDE Lightband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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