809 Windermere Blvd, Inverness, FL 34453 Property Records

Citrus County property record for 809 Windermere Blvd, Inverness, FL 34453

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,193 sqft · built 1989
Lot Size	0.134 acres (5,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Feb 2025)
Tax Bill	$3,964 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-07-0070-000B0-0040`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-07-0070-000B0-0040`
Alternative APNs	`0719S20E0070000B00040` `2600896`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,193 sqft Living Area
Gross Area	1,553 sqft
1st Floor Area	1,193 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Concrete
Lot Area	5,855 sqft (0.134 acres)
Lot Width	48 ft Width
View / Lot	Townhouse
Garage Type	Attached
Garage Area	269 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	127 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2600896
Street Address	809 WINDERMERE BLVD
City	INVERNESS
State	FL
Zip	34453-4400
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	ULD
Legal Description	WINDERMERE PHASE ONE PB 14 PG 39 LOT 4 BLK B
Legal Range	20E
Legal Township	19S
Legal Section	07
Legal Subdivision	WINDERMERE PHASE 1
Legal Phase	1
Legal Block	B
Legal Lot Number	4
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	4
Census Block	4047
Census Tract	450800

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 WINDERMERE BLVD, INVERNESS, FL 34453-4400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Sep 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2025 · Amount on Record
Deed Sale	Feb 17, 2025 · Amount on Record
Prior Sale	Nov 10, 2020 · Amount on Record
Deed Document Number	20259263
Deed Book / Page	3540 / 1135
Prior Transfer Date	Nov 15, 2005
Prior Transfer Doc	0000102387
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 10, 2020
Property Address	809 WINDERMERE BLVD, INVERNESS, FL 34453-4400
Document Number	0031071458
Book / Page	3107 / 1458
Map Reference	MB 14 PG 39-41
Instrument Date	Nov 9, 2020
Instrument	2020061237
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	CITRUS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,092.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	825 WINDERMERE BLVD, 825, INVERNESS, FL 34453-4406

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	809 WINDERMERE BLVD, INVERNESS, FL 34453-4400

Mortgage

Document Number	31071460
Date	Nov 10, 2020
Instrument	3107/1460

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 20, 2018
Property Address	809 WINDERMERE BLVD, INVERNESS, FL 34453-4400
Document Number	0029280323
Book / Page	002928 / 000323
Instrument Date	Sep 20, 2018
Instrument	47897
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Amount	Amount Recorded
Tax	$941.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 BALMORAL CT INVERNESS FL 344534432, INVERNESS, FL 34453-4432

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Municipality	Inverness City
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,964.00 (-5.53%)	$121,741 (-22.83%)	$174,578 (+10.67%) Land $11,000 Building $163,578
2024	$4,196.00 (+17.14%)
2023	$3,582.00 Homeowner's exemption Additional exemption filed	$157,752 Land $8,800 Building $148,952	$157,752 Land $8,800 Building $148,952

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Nov 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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