809 Willow St, Kirkland, IL 60146 Property Records

DeKalb County property record for 809 Willow St, Kirkland, IL 60146

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Nov 2020)
Tax Bill	$8,734 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-26-430-007`

Property Details

APN / Parcel Number

Primary APN	`01-26-430-007`

Exterior

Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	120 ft deep x 90 ft wide

Location & Zoning

Account Number	0126430007
Street Address	809 WILLOW ST
City	KIRKLAND
State	IL
Zip	60146-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 99 - COUNTRY MEADOWS - PHASE FOUR
Legal Subdivision	COUNTRY MEADOWS - PHASE FOUR
Legal Phase	4
Legal Lot Number	99
Jurisdiction	DE KALB IL
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2040
Census Tract	200

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	809 WILLOW ST, KIRKLAND, IL 60146-8813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Warranty Deed, Transfer FIRST CENTENNIAL MTG
Jun 25, 2019	Grant Deed, Transfer · VA Mortgage PLAZA HM MTG
Jan 8, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	202011523
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 4, 2020
Property Address	809 WILLOW ST, KIRKLAND, IL 60146-8813
Document Number	0000011523
Instrument Date	Oct 2, 2020
Instrument	11523
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 WILLOW ST KIRKLAND IL 601468813, KIRKLAND, IL 60146-8813

Mortgage

Document Number	11524
Date	Nov 4, 2020
Instrument	11524

Lender

Name	FIRST CENTENNIAL MTG
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 25, 2019
Property Address	809 WILLOW ST, KIRKLAND, IL 60146-8813
Document Number	0000005412
Instrument Date	Apr 30, 2019
Instrument	5412
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	809 WILLOW ST KIRKLAND IL 601468813, KIRKLAND, IL 60146-8813

Mortgage

Document Number	5413
Date	Jun 25, 2019
Instrument	5413

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

Interest

Rate	5.62%

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 8, 2019
Property Address	809 WILLOW ST, KIRKLAND, IL 60146-8813
Document Number	0000000135
Instrument Date	Dec 21, 2018
Instrument	135
Transaction Type	Foreclosure
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$163.85
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Franklin Township
Municipality	Kirkland Village
Unified School District	Hiawatha Community Unit School District 426 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,508 (+17.36%) Land $16,614 Building $82,894	$298,524 (+17.36%) Land $49,842 Building $248,682
2024	$8,734.00
2023		$84,786 Land $14,156 Building $70,630	$254,358 Land $42,468 Building $211,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	20 (1996–2010)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Jul 2010 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKLAND serves 1,650 people · EPA ID IL0370300
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirCell Fiber · Fixed Wireless	1,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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