809 Willow Pond Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 809 Willow Pond Ct, San Ramon, CA 94582

Property Summary

Property Type	Townhouse
Details	4 bd · 2.5 ba · 1,904 sqft · built 1995
Lot Size	0.048 acres (2,100 sqft)
Owner	2 Individual Names on File
Last Sale	$1,402,000 (Mar 2024)
Tax Bill	$16,997 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`217-450-003-9`

Property Details

APN / Parcel Number

Primary APN	`217-450-003-9`
Alternative APN	`217-450-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
1st Floor Area	751 sqft
2nd Floor Area	1,153 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Lot Area	2,100 sqft (0.048 acres)
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	809 WILLOW POND CT
City	SAN RAMON
State	CA
Zip	94582-5572
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T7740 L95
Legal Subdivision	MIRAVILLA/GALE RANCH SUB 7740
Legal Tract	7740
Legal Lot Number	95
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2007
Census Tract	345112

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	809 WILLOW POND CT, SAN RAMON, CA 94582-5572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Aug 9, 2019	Grant Deed, Transfer · ARM PREFERRED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2024 · Amount on File
Deed Sale	Mar 25, 2024 · Amount on File
Prior Sale	Aug 9, 2019 · Amount on File
Deed Document Number	202427224
Prior Transfer Date	Jan 12, 2011
Prior Transfer Doc	0000013723
Record Updated	Oct 29, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 25, 2024
Property Address	809 WILLOW POND CT, SAN RAMON, CA 94582-5572
Document Number	0000027224
Map Reference	MB 371 PG 29-38
Instrument Date	Mar 21, 2024
Instrument	2024-027224
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	809 WILLOW POND CT, SAN RAMON, CA 94582-5572

Mortgage

Document Number	0000027225
Date	Mar 25, 2024
Instrument	2024-027225

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Max Rate	11.1%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 9, 2019
Property Address	809 WILLOW POND CT, SAN RAMON, CA 94582-5572
Document Number	0000126705
Map Reference	MB 371 PG 29-38
Instrument Date	Jul 29, 2019
Instrument	2019-126705
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 834, DANVILLE, CA 94526-0834
Investor	Possibly a Property Investor

Mortgage

Document Number	0000126706
Date	Aug 9, 2019
Instrument	2019-126706

Lender

Name	PREFERRED BANK
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Margin	3
Max Rate	10.1%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,150,000 (-19.58%) Land $768,992 Building $381,008
2025	$16,997.00 (+46.55%)	$1,430,040 (+53.2%) Land $956,250 Building $473,790
2023	$11,598.00 (+0.02%)	$933,443 Land $551,867 Building $381,576
2022	$11,596.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, Verizon.

Nearby Properties on Willow Pond Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures