809 White Oak Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 809 White Oak Dr, O Fallon, IL 62269

Property Summary

Property Type	Duplex
Details	4 ba · 2,040 sqft · built 1979
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Oct 2026)
Tax Bill	$4,393 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jun 2026 Sale + 2 more
APN	`04-19-0-404-012`

Property Details

APN / Parcel Number

Primary APN	`04-19-0-404-012`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,040 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1990
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	809 WHITE OAK DR
City	O FALLON
State	IL
Zip	62269-1154
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	FAIRWOOD WEST 6TH ADDITION LOT/SEC-22 A02799824
Legal Subdivision	FAIRWOOD WEST 6TH ADDITION
Legal Block	404
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3009
Census Tract	504355

Owner

Source: St. Clair County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3645 WILLOUGHBY CIR, BELLEVILLE, IL 62221-0457
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DELMAR FINANCIAL COMPANY
Jun 29, 2026	Warranty Deed, Transfer SERENITY TITLE & ESCROW
Dec 6, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 4, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2026 · Amount on Record
Deed Sale	Oct 5, 2026 · Amount on Record
Prior Sale	Jun 29, 2026 · Amount on Record
Deed Document Number	2026A02897505
Prior Transfer Date	Dec 5, 2023
Prior Transfer Doc	0002799824
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 5, 2026
Property Address	809 WHITE OAK DR, O FALLON, IL 62269-1154
Document Number	0002897505
Instrument Date	Oct 2, 2026
Instrument	20262897505
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 22, 2026
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,875.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3645 WILLOUGHBY CIR, BELLEVILLE, IL 62221-0457
Investor	Possibly a Property Investor

Mortgage

Date	Oct 5, 2026

Lender

Name	DELMAR FINANCIAL COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	7%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 29, 2026
Property Address	809 WHITE OAK DR, O FALLON, IL 62269-1154
Document Number	0002887765
Instrument Date	Jun 5, 2026
Instrument	20262887765
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	SERENITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$26,967.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FAWN CREEK LN, O FALLON, MO 63366-1408
Investor	Possibly a Property Investor

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 6, 2023
Property Address	809 WHITE OAK DR, O FALLON, IL 62269-1154
Document Number	0A02799824
Map Reference	MB 72 PG 45
Instrument Date	Dec 5, 2023
Instrument	A02799824
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3380 FOSTERBURG RD, ALTON, IL 62002-7304

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 4, 2022
Property Address	809 WHITE OAK DR, O FALLON, IL 62269-1154
Document Number	0A02738412
Map Reference	MB 72 PG 45
Instrument Date	Mar 3, 2022
Instrument	A02738412
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8380 FOSTERBURG ROAD, ALTON, IL 62002

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,393.00 (+8.39%)	$60,955 (+9.62%) Land $11,827 Building $49,128	$182,865 (+9.62%) Land $35,481 Building $147,384
2024	$4,053.00	$55,606 (+22.55%) Land $10,789 Building $44,817	$166,818 (+22.55%) Land $32,367 Building $134,451
2022		$45,374 Land $8,804 Building $36,570	$136,122 Land $26,412 Building $109,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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