Clay County property record for 809 Westgate Cir, Hawley, MN 56549
| Property Type | Single Family Home |
|---|---|
| Details | built 1978 |
| Lot Size | 0.35 acres (15,101 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $306,000 (Mar 2026) |
| Tax Bill | $3,328 (2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56.780.0710 |
| Primary APN | 56.780.0710 |
|---|
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 15,101 sqft (0.35 acres) |
| Street Address | 809 WESTGATE CIR |
|---|---|
| City | HAWLEY |
| State | MN |
| Zip | 56549-4430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME WESTGATE 3RD ADD SUBDIVISIONCD 56780 LOT 14 5 HAWLEY CITY |
| Legal Range | 45 |
| Legal Township | 139 |
| Legal Section | 02 |
| Legal Subdivision | WESTGATE 3RD ADD |
| Legal Block | 5 |
| Legal Lot Number | 14 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | HAWLEY |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 30201 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 809 WESTGATE CIR, HAWLEY, MN 56549-4430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUSTONE FINANCIAL FCU |
| Jul 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage CHOICE FINANCIAL GROUP |
| Feb 24, 2023 | Warranty Deed, Transfer |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2026 · Amount on Record |
| Deed Sale | Mar 6, 2026 · Amount on Record |
| Prior Sale | Feb 24, 2023 · Amount on Record |
| Deed Document Number | 2026862663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Mar 6, 2026 |
| Property Address | 809 WESTGATE CIR, HAWLEY, MN 56549-4430 |
| Document Number | 0000862663 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 862663 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,009.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 WESTGATE CIR, HAWLEY, MN 56549-4430 |
| Document Number | 0000862664 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 862664 |
| Name | TRUSTONE FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jul 21, 2023 |
| Property Address | 809 WESTGATE CIR, HAWLEY, MN 56549-4430 |
| Document Number | 0000839293 |
| Instrument Date | Jul 20, 2023 |
| Instrument | 839293 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $792.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 WESTGATE CIR, HAWLEY, MN 56549-4430 |
| Document Number | 0000839294 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 839294 |
| Name | CHOICE FINANCIAL GROUP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Feb 24, 2023 |
| Property Address | 809 WESTGATE CIR, HAWLEY, MN 56549-4430 |
| Document Number | 0000836139 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 836139 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $785.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4286 255TH ST S, HAWLEY, MN 56549-9155 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 809 WESTGATE CIR, HAWLEY, MN 56549-4430 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000811537 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 811537 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 15, 2026 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Hawley City |
| Unified School District | Hawley Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,328.00 (+15.88%) Homeowner's exemption | $254,800 (-) Land $27,200 Building $227,600 | $254,800 (-) Land $27,200 Building $227,600 |
| 2025 | $254,800 (+20.82%) Land $27,200 Building $227,600 | $254,800 (+20.82%) Land $27,200 Building $227,600 | |
| 2023 | $2,872.00 Homeowner's exemption | $210,900 Land $27,200 Building $183,700 | $210,900 Land $27,200 Building $183,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Jun 2010 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hawley serves 2,267 people · EPA ID MN1140006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Arvig Fiber · Cable | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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