Marathon County property record for 809 Waterside St, Athens, WI 54411
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.664 acres (28,924 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Apr 2024) |
| Tax Bill | $4,545 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-2903-011-1057 |
| Primary APN | 102-2903-011-1057 |
|---|---|
| Alternative APN |
|
| Lot Area | 28,924 sqft (0.664 acres) |
|---|
| Street Address | 809 WATERSIDE ST |
|---|---|
| City | ATHENS |
| State | WI |
| Zip | 54411-9395 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST VIEW SUBDIVISION LOT 12 |
| Legal Range | 03 |
| Legal Township | 29 |
| Legal Section | 01 |
| Legal Quarter | SW |
| Legal Subdivision | WEST VIEW SUBDIVISION |
| Legal Lot Number | 12 |
| Jurisdiction | MARATHON WI |
| Township / Civil Division | ATHENS |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 2301 |
809 Waterside St is owned and occupied by an individual who bought it in April 2024.
Source: Marathon County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 WATERSIDE ST, ATHENS, WI 54411-9395 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Mar 22, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABBYBANK |
| Aug 29, 2023 | Deed of Trust, Mortgage · Line of Credit ABBYBANK |
| Apr 24, 2024 | Warranty Deed, Transfer · VA Mortgage LAKE AREA MORTGAGE |
| Jan 23, 2018 | Deed of Trust, Mortgage · Line of Credit ABBYBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2024 · Amount on File |
| Deed Sale | Apr 24, 2024 · Amount on File |
| Prior Sale | Nov 2, 2016 · Amount on File |
| Deed Document Number | 1897427 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARATHON WI |
| Property Address | 809 WATERSIDE ST, ATHENS, WI 54411-9395 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL |
| Name | Verified Name |
|---|---|
| Address | 809 WATERSIDE ST, ATHENS, WI 54411-9395 |
| Document Number | 0001925461 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 1925461 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARATHON WI |
| Property Address | 809 WATERSIDE ST, ATHENS, WI 54411-9395 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Title Company | COUNTY LAND AND TITLE, COUNTY LAND AND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0001896012 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 1896012 |
| Name | ABBYBANK |
|---|---|
| Type | Bank |
| Address | WAUSAU, WI 54401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARATHON WI |
| Property Address | 809 WATERSIDE ST, ATHENS, WI 54411-9395 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001886631 |
|---|---|
| Date | Aug 29, 2023 |
| Instrument | 1886631 |
| Name | ABBYBANK |
|---|---|
| Type | Bank |
| Address | WAUSAU, WI 54401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARATHON WI |
| Recording Date | Apr 24, 2024 |
| Property Address | 809 WATERSIDE ST, ATHENS, WI 54411-9395 |
| Document Number | 0001897427 |
| Instrument Date | Apr 22, 2024 |
| Instrument | 1897427 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Title Company | COUNTY LAND AND TITLE, COUNTY LAND & TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $855.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001897428 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 1897428 |
| Name | LAKE AREA MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARATHON WI |
| Property Address | 809 WATERSIDE ST, ATHENS, WI 54411-9395 |
| Document Number | 0001752834 |
| Instrument Date | Jan 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 809 WATERSIDE ST ATHENS WI 544119395, ATHENS, WI 54411-9395 |
| Document Number | 0001752834 |
|---|---|
| Date | Feb 2, 2018 |
| Instrument | 1752834 |
| Name | ABBYBANK |
|---|---|
| Type | Bank |
| Address | WAUSAU, WI 54401-1707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 809 Waterside St was $4,545 with a homeowner's exemption.
Source: Marathon County assessment roll, as of January 1, 2024
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Athens Village |
| County | Marathon County |
| Unified School District | Athens School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,545.00 | $295,500 Land $28,500 Building $267,000 | $290,913 Land $28,058 Building $262,855 |
| 2023 | $3,769.00 Homeowner's exemption | $156,800 Land $24,000 Building $132,800 | $221,291 Land $33,871 Building $187,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Waterside St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Waterside St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bug Tussel Wireless Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Country Wireless Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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