809 Waters St, Shelby, NC 28152 Property Records

Cleveland County property record for 809 Waters St, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	2,003 sqft · built 1976
Lot Size	0.417 acres (18,200 sqft)
Owner	2 Individual Names on File
Last Sale	$68,000 (Aug 2014)
Tax Bill	$2,514 (2026)
Deeds & Mortgages	Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`29997`

Property Details

APN / Parcel Number

Primary APN	`29997`
Alternative APNs	`1296496` `1361158`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,003 sqft Finished Area
Basement Area	2,002 sqft
Finished Basement	400 sqft
Unfinished Basement	1,602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Lot Area	18,200 sqft (0.417 acres)
Lot Dimensions	182 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	290 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1361158
Street Address	809 WATERS ST
City	SHELBY
State	NC
Zip	28152-7142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	#17PB12-36OLDE FARM EST
Legal Subdivision	OLDE FARM
Legal Block	5
Legal Lot Number	20
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	5
Census Block	5000
Census Tract	951200

Owner

809 Waters St is owned and occupied by two individuals who acquired it in January 2024.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	809 WATERS ST, SHELBY, NC 28152-7142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2014 · Amount on File
Deed Sale	Aug 25, 2014 · Amount on File
Prior Sale	Aug 25, 2014 · Amount on File
Deed Document Number	20147006
Deed Book / Page	1683 / 268
Last Transfer Date	Jan 3, 2024
Transfer Doc	0019122943
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Jan 5, 2024
Property Address	809 WATERS ST, SHELBY, NC 28152-7142
Document Number	0019122943
Book / Page	1912 / 2943
Map Reference	MB 12 PG 36
Instrument Date	Jan 3, 2024
Instrument	200095791
Transaction Type	Transfer
Record Updated	Mar 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 WATERS ST, SHELBY, NC 28152-7142

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 809 Waters St was $2,514, up 1.5% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,514.00 (+1.53%)	$248,941 (-) Land $16,500 Building $232,441	$248,941 (-) Land $16,500 Building $232,441
2025	$2,476.00	$248,941 Land $16,500 Building $232,441	$248,941 Land $16,500 Building $232,441
2023		$144,572 Land $13,200 Building $131,372	$144,572 Land $13,200 Building $131,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 Waters St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2000–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 Waters St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20