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809 Waterloo St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 809 Waterloo St, Saint Clair, MI 48079 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1940
Square Footage1,714 sqft Living Area
Lot Size7,187 sqft (0.165 acres)
OccupancyOwner Occupied
Last Sale$140,000 (2025)
Tax Bill$2,452.00 (2025)

Property Details

APN / Parcel Number

Primary APN74-07-695-0012-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,714 sqft Living Area
1st Floor1,314 sqft 1st Floor
Basement Area672 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area7,187 sqft (0.165 acres)
Depth X Width120 ft x 60 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area352 sqft Garage
Total Buildings2 Total Buildings

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHot Water Heating

Location & Zoning

Street Address809 WATERLOO ST
CitySAINT CLAIR
StateMI
Zip48079-5460
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 12 LUDYAH ROBINSONS PLAT OF PART OF THE VILLAGE OF ST CLAIR
Legal SubdivisionLUDYAH ROBINSONS
Legal Lot Number12
Legal Unit12
JurisdictionSAINT CLAIR MI
Minor Civil DivisionST. CLAIR
Census Blockgroup4
Census Block4010
Census Tract642000

Owner

Source: St. Clair County records · APN 74-07-695-0012-000

Assessment roll updated October 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1434 HESSEN RD, COLUMBUS, MI 48063-2617
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2025Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK
Nov 10, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE BANK
Aug 22, 2017Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 10, 2025 · Amount on Record
Deed SaleNov 10, 2025 · Amount on Record
Prior SaleAug 22, 2017 · Amount on Record
Deed Doc Number202521534
Deed Book / Page5869 / 624
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address809 WATERLOO ST, SAINT CLAIR, MI 48079-5460
Transaction TypeMortgage
Record UpdatedOct 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1434 HESSEN RD, COLUMBUS, MI 48063-2617
InvestorPossibly a Property Investor

Mortgage

Document Number0005856585
DateOct 01, 2025
Book Page5856/585
Instrument2025018617
Lender
NameFIRST STATE BANK
TypeBank
Address41240 HAYES RD, CLINTON TWP, MI 48038
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateNov 10, 2025
Property Address809 WATERLOO ST, SAINT CLAIR, MI 48079-5460
Document Number0005869624
Book / Page5869 / 624
Map ReferenceLB D PG 37
Instrument DateSep 26, 2025
Instrument2025021534
Transaction TypeTransfer
Record UpdatedDec 02, 2025
Title CompanyMICHIGAN INV TITLE INC, MICHIGAN INVESTMENT TTL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1161 SUGDEN LAKE RD, WHITE LAKE, MI 48386-3779

Transferred To (Grantee/Buyer)

NameVerified Name
Address1434 HESSEN RD, COLUMBUS, MI 48063-2617
InvestorPossibly a Property Investor

Mortgage

Document Number2025018617
DateNov 10, 2025
Instrument2025018617
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2055

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateAug 22, 2017
Property Address809 WATERLOO ST, SAINT CLAIR, MI 48079-5460
Document Number004860/143
Book / Page4860 / 143
Map ReferenceLB D PG 37
Instrument DateAug 04, 2017
Instrument2017019975
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyATA NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address809 WATEDOO ST, 809, ST CLAIR, MI 48079

Transferred To (Grantee/Buyer)

NameVerified Name
Address1507 S RIVERSIDE AVE APT 3, 3, SAINT CLAIR, MI 48079-5153

Mortgage

Document Number004860/144
DateAug 22, 2017
Book Page4860/144
Instrument2017019976
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
AddressPORTAGE, MI 49002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
MunicipalitySt. Clair City
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,452.00 (-7.44%) Homeowner's exemption$96,200 (+15.07%)
2024$2,649.00 (+7.6%)$192,400 (+15.07%)
2023$83,600
2022$2,462.00$167,200

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