809 Walnut Ave, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 809 Walnut Ave, Charlotte, NC 28208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,348 sqft · built 1936
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (May 2019)
Tax Bill	$4,744 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071-022-20`

Property Details

APN / Parcel Number

Primary APN	`071-022-20`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,348 sqft Living Area
1st Floor Area	1,348 sqft
Basement Area	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 2010
Exterior Material	Wood Sheathing
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	809 WALNUT AVE
City	CHARLOTTE
State	NC
Zip	28208-4541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5 (HD)
Legal Description	L23 B11 M3-225
Legal Subdivision	WESLEY HEIGHTS
Legal Block	11
Legal Lot Number	23
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2032
Census Tract	4102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wesley Heights Historic District listed 1995 · 335 contributing resources · NRIS 95001397

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 WALNUT AVE, CHARLOTTE, NC 28208-4541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 9, 2021	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Jan 29, 2020	Deed of Trust, Mortgage QUICKEN LNS
May 23, 2019	Warranty Deed, Construction Loan · Construction Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 23, 2019	Warranty Deed, Transfer THE TITLE SERVICES GROUP, THE TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Prior Sale	Apr 15, 1981
Deed Document Number	201962536
Deed Book / Page	33529 / 489
Last Transfer Date	Jun 30, 2025
Transfer Doc	0000065996
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	809 WALNUT AVE, CHARLOTTE, NC 28208-4541
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087438
Date	May 3, 2021
Book Page	36016/309
Instrument	2021087438

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	809 WALNUT AVE, CHARLOTTE, NC 28208-4541
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113280
Date	Jun 9, 2021
Book Page	36163/426
Instrument	2021113280

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	809 WALNUT AVE, CHARLOTTE, NC 28208-4541
Document Number	0000015542
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 WALNUT AVE CHARLOTTE NC 282084541, CHARLOTTE, NC 28208-4541

Mortgage

Document Number	0000015542
Date	Feb 3, 2020
Book Page	034254/000233
Instrument	15542

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

May 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 23, 2019
Property Address	809 WALNUT AVE, CHARLOTTE, NC 28208-4541
Document Number	0000062536
Book / Page	33529 / 489
Map Reference	MB 3 PG 225
Instrument Date	May 22, 2019
Instrument	2019062536
Transaction Type	Construction Loan
Record Updated	Aug 23, 2022
Title Company	CHICAGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2507 DUNDEEN ST, 2507, CHARLOTTE, NC 28216-4921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 WALNUT AVE, CHARLOTTE, NC 28208-4541

Mortgage

Document Number	0000062537
Date	May 23, 2019
Instrument	2019062537

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 23, 2019
Property Address	809 WALNUT AVE, CHARLOTTE, NC 28208-4541
Document Number	0000062535
Book / Page	033529 / 000487
Instrument Date	May 22, 2019
Instrument	62535
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	THE TITLE SERVICES GROUP, THE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2507 DUNDEEN ST CHARLOTTE NC 282164921, CHARLOTTE, NC 28216-4921

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,744.00	$595,900 Land $290,000 Building $305,900	$595,900 Land $290,000 Building $305,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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