809 W Whitestone St, Bloomington, IN 47403 Property Records

Monroe County property record for 809 W Whitestone St, Bloomington, IN 47403

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,264 sqft · built 1995
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Jul 2019)
Tax Bill$2,218 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN014-14985-89

Property Details

APN / Parcel Number

Primary APN014-14985-89
Alternative APN
  • 53-08-20-106-006.000-008

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,264 sqft Living Area
1st Floor Area2,264 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2005
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)
TerrainHigh
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number014-14985-89
Street Address809 W WHITESTONE ST
CityBLOOMINGTON
StateIN
Zip47403-4869
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLEAR CREEK EST SEC 5 LOT 89
Legal SubdivisionCLEAR CREEK ESTATES
Legal Lot Number89
JurisdictionMONROE IN
Township / Civil DivisionPERRY
Census Block Group2
Census Block2019
Census Tract1103

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address809 W WHITESTONE ST, BLOOMINGTON, IN 47403-4869
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2019 · Amount on Record
Deed SaleJul 23, 2019 · Amount on Record
Prior SaleJul 25, 2005
Deed Document Number201910374
Record UpdatedSep 20, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateJul 23, 2019
Property Address809 W WHITESTONE ST, BLOOMINGTON, IN 47403-4869
Document Number2019010374
Map ReferenceCAB C ENV 130
Instrument DateJul 19, 2019
Instrument2019010374
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 W WHITESTONE ST, BLOOMINGTON, IN 47403-4869

Mortgage

Document Number2019010375
DateJul 23, 2019
Instrument2019010375
Lender
NameTHE GERMAN AMERICAN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMonroe County
County SubdivisionPerry Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,218.00 (-11.77%)$314,000 (-4.03%) Land $60,000 Building $254,000$314,000 (-4.03%) Land $60,000 Building $254,000
2024$2,514.00 (+8.88%)
2023$327,200 (+8.27%) Land $60,000 Building $267,200$327,200 (+8.27%) Land $60,000 Building $267,200
2022$2,309.00$302,200 Land $60,000 Building $242,200$302,200 Land $60,000 Building $242,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (2008–2025)
Claims Outside the SFHA2 of 6
Most Recent ClaimApr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · above 40% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BLOOMINGTON UTILITIES
serves 83,000 people · EPA ID IN5253002
Water SourceSurface water
Last State InspectionOct 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Smithville Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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