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809 W Spruce Ave, Duncan, OK 73533 Property Records

Stephens County property record for 809 W Spruce Ave, Duncan, OK 73533

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,394 sqft · built 1935
Lot Size0.241 acres (10,497 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Nov 2022)
Tax Bill$1,211 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Oct 2013 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN13584

Property Details

APN / Parcel Number

Primary APN13584
Alternative APN
  • 1001-00-066-006-0-000-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,394 sqft Living Area
Gross Area2,410 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 2000
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,497 sqft (0.241 acres)
Garage TypeMixed
Garage Area620 sqft
PorchSlab
Porch Area264 sqft
Deck Area464 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number13584
Street Address809 W SPRUCE AVE
CityDUNCAN
StateOK
Zip73533-4153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBLK 66 E75 LOT 6 DUNCAN CITY
Legal Range07W
Legal Township01N
Legal Section32
Legal SubdivisionCITY OF DUNCAN ORIGINAL TOWNSITE
Legal Block66
Legal Lot Number6
JurisdictionSTEPHENS OK
Township / Civil DivisionDUNCAN
Census Block Group1
Census Block1020
Census Tract300

Owner

Source: Stephens County assessment roll, APN 13584, as of March 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address809 W SPRUCE AVE, DUNCAN, OK 73533-4153
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2022Warranty Deed, Transfer · FHA Mortgage
BOC BANK
Oct 15, 2013Warranty Deed, Transfer
SOVEREIGN TITLE SERVICES
Mar 14, 2011Warranty Deed, Transfer · FHA Mortgage
FRANKLIN AMERICAN MORTGAGE CO
Jun 29, 2006Warranty Deed, Transfer
WARD TITLE AND CLOSING AGENCY, WARD TITLE & CLOSING COMPANY
Jun 29, 2006Warranty Deed, Transfer
WARD TITLE AND CLOSING AGENCY, WARD TITLE & CLOSING COMPANY
Sep 30, 2005Warranty Deed, Transfer
JEREMY HEADLEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 23, 2022 · Amount on Record
Deed SaleNov 23, 2022 · Amount on Record
Prior SaleOct 15, 2013 · Amount on Record
Deed Document Number202212003
Deed Book / Page6262 / 87
Record UpdatedJun 08, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS OK
Recording DateNov 23, 2022
Property Address809 W SPRUCE AVE, DUNCAN, OK 73533-4153
Document Number0006262/87
Book / Page6262 / 87
Instrument DateNov 22, 2022
InstrumentI-2022-012003
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanySTEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$202.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 W SPRUCE AVE, DUNCAN, OK 73533-4153

Mortgage

Document NumberI2022012004
DateNov 23, 2022
InstrumentI-2022-012004
Lender
NameBOC BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

October 2013: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS OK
Recording DateOct 15, 2013
Property Address809 W SPRUCE AVE, DUNCAN, OK 73533-4153
Document Number004627/175
Book / Page4627 / 175
Instrument DateOct 03, 2013
Instrument2013-883359
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanySOVEREIGN TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$201.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 W SPUCE AVE, DUNCAN, OK 73533-4153

March 2011: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS OK
Recording DateMar 14, 2011
Property Address809 W SPRUCE AVE, DUNCAN, OK 73533-4153
Document Number004118/171
Book / Page4118 / 171
Instrument83-2455
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$187.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number004118/173
DateMar 14, 2011
Book Page4118/173
Instrument00-0173
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
AddressIRVING, TX 75039
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2041

June 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS OK
Recording DateJun 29, 2006
Property Address809 W SPRUCE AVE, DUNCAN, OK 73533-4153
Document Number003360/156
Book / Page3360 / 156
Instrument DateJun 21, 2006
Instrument75-4014
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyWARD TITLE AND CLOSING AGENCY, WARD TITLE & CLOSING COMPANY

Transaction

AmountAmount Recorded
Tax$191.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS OK
Recording DateJun 29, 2006
Property Address809 W SPRUCE AVE, DUNCAN, OK 73533-4153
Document Number003360/157
Book / Page3360 / 157
Instrument DateJun 21, 2006
Instrument75-4015
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyWARD TITLE AND CLOSING AGENCY, WARD TITLE & CLOSING COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2005: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS OK
Recording DateSep 30, 2005
Property Address809 W SPRUCE AVE, DUNCAN, OK 73533-4153
Document Number003228/051
Book / Page3228 / 051
Instrument DateSep 23, 2005
Instrument74-2982
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyWARD TITLE & CLOSING COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$179.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address809 W SPRUCE AVE, DUNCAN, OK 73533-4153
InvestorPossibly a Property Investor

Mortgage

Document Number0000742984
DateSep 30, 2005
Instrument74-2984
Lender
NameJEREMY HEADLEY
TypePrivate Party
Agreement
AmountAmount Recorded
Term121 Months
DueOct 01, 2015
Interest
Rate6.45%
Type Change DateOct 01, 2007

Mortgage

Document Number003228/052
DateSep 30, 2005
Book Page3228/052
Instrument74-2983
Lender
NameARGENT MORTGAGE CO LLC
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 01, 2035
Interest
Rate TypeAdjustable Rate
Rate8.45%
Type Change DateOct 01, 2007
Change Frequency6 Months
Min Rate At Change8.45%
Max Rate At Change10.4%
Index6-Month LIBOR
Margin6
Max Rate14.4%

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 23, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyStephens County
MunicipalityDuncan City
Unified School DistrictDuncan Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,211.00 (-6.12%)$14,363 (-4.67%) Land $641 Building $13,722$130,570 (-4.67%) Land $5,824 Building $124,746
2023$1,290.00$15,067 Land $641 Building $14,426$136,973 Land $5,824 Building $131,149

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (40137C), as of September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401370003001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978–1982)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 1982 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 486 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Dobson Technologies
Fiber		10,000 / 10,000
Cable One
Cable		1,000 / 50
AMG Technology Investment Group
Fixed Wireless		500 / 100
360 Communications, Inc. (OK, AR & TX)
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20

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