809 W Sheridan Rd, McHenry, IL 60051 Property Records

McHenry County property record for 809 W Sheridan Rd, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details4 bd · 6 ba · 1,380 sqft · built 1995
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Sep 2025)
Tax Bill$7,583 (2024)
Deeds & MortgagesSep 2025 Sale & Mortgage
Apr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-05-177-001

Property Details

APN / Parcel Number

Primary APN15-05-177-001

Interior

Bedrooms4 Beds
Full Baths6 Baths
Half Baths3 Half Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,380 sqft Living Area

Exterior

Year BuiltBuilt 1995
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Deck Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address809 W SHERIDAN RD
CityMCHENRY
StateIL
Zip60051-3263
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2003R0159633 LT 4 BLK 4 FRITZSCHES ESTATES
Legal Range09E
Legal Township44N
Legal Section05
Legal SubdivisionFRITZSCHES ESTATES
Legal Block4
Legal Lot Number4
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group1
Census Block1016
Census Tract870811

Owner

Source: McHenry County records, as of September 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address809 W SHERIDAN RD, MCHENRY, IL 60051-3263
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2025Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY TRUST CU
Apr 16, 2019Deed of Trust, Mortgage · Line of Credit
BAXTER CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2025 · Amount on File
Deed SaleSep 3, 2025 · Amount on File
Prior SaleNov 26, 2003
Deed Document Number2025R0023868
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateSep 3, 2025
Property Address809 W SHERIDAN RD, MCHENRY, IL 60051-3263
Document Number0000023868
Map ReferenceDOC 229955
Instrument DateAug 28, 2025
Instrument2025R0023868
Transaction TypeTransfer
Record UpdatedSep 24, 2025
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address809 W SHERIDAN RD, MCHENRY, IL 60051-3263

Mortgage

Document Number0000023869
DateSep 3, 2025
Instrument2025R0023869
Lender
NameCOMMUNITY TRUST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055
Interest
Rate TypeFixed Rate
Rate6.37%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address809 W SHERIDAN RD, MCHENRY, IL 60051-3263
Document Number0000011057
Instrument DateApr 16, 2019
Transaction TypeMortgage
Record UpdatedMay 22, 2019
Title CompanyMIS BOX

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address809 W SHERIDAN RD LAKEMOOR IL 600513263, LAKEMOOR, IL 60051-3263

Mortgage

Document Number0000011057
DateApr 24, 2019
Instrument11057
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueApr 23, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
MunicipalityLakemoor Village
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$7,583.00 Homeowner's exemption$99,325 (+21.94%) Land $15,081 Building $84,244$297,975 (+21.94%) Land $45,243 Building $252,732
2022Homeowner's exemption Additional exemption filed$81,456 Land $12,368 Building $69,088$244,368 Land $37,104 Building $207,264

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims53 (1978–2026)
Claims Outside the SFHA4 of 53
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKEMOOR
serves 2,720 people · EPA ID IL0970270
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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