Black Hawk County property record for 809 W Ridgeway Ave, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 3,302 sqft · built 1948 |
| Lot Size | 0.707 acres (30,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,500 (Mar 2005) |
| Tax Bill | $3,718 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-04-177-002 |
| Primary APN | 8813-04-177-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,302 sqft Living Area |
| 1st Floor Area | 1,219 sqft |
| Basement Area | 1,219 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,800 sqft (0.707 acres) |
| Lot Dimensions | 220 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 1,296 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 420 sqft |
| Patio Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 809 W RIDGEWAY AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-3919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROSPECT VIEW SUBDIVISION LOT 19 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 04 |
| Legal Subdivision | PROSPECT VIEW SUBDIVISION |
| Legal Lot Number | 19 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1302 |
Source: Black Hawk County assessment roll, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 W RIDGEWAY AVE, WATERLOO, IA 50701-3919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 14, 2005 · Amount on Record |
| Deed Sale | Mar 14, 2005 · Amount on Record |
| Deed Document Number | 200521057 |
| Record Updated | Sep 20, 2026 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,718.00 Homeowner's exemption | $318,440 (+63.02%) Land $35,600 Building $282,840 | $318,440 (+63.02%) Land $35,600 Building $282,840 |
| 2024 | $3,718.00 (+10.85%) | ||
| 2023 | $195,340 (+20.92%) Land $33,820 Building $161,520 | $195,340 (+20.92%) Land $33,820 Building $161,520 | |
| 2022 | $3,354.00 Homeowner's exemption | $161,550 Land $33,820 Building $127,730 | |
| 2021 | $161,550 Land $33,820 Building $127,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Telecommunications Utility Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: AMG Technology Investment Group, T-Mobile USA.
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