809 W Palm Ave, Orange, CA 92868 Property Records

Orange County property record for 809 W Palm Ave, Orange, CA 92868

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 906 sqft · built 1961
Lot Size	0.151 acres (6,576 sqft)
Owner	Individual Name on File
Last Sale	$829,000 (Jul 2018)
Tax Bill	$10,277 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`386-441-09`

Property Details

APN / Parcel Number

Primary APN	`386-441-09`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	906 sqft Living Area
1st Floor Area	906 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	6,576 sqft (0.151 acres)

Location & Zoning

Street Address	809 W PALM AVE
City	ORANGE
State	CA
Zip	92868-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR RICHLAND FARM LOTS BLK LOT 28 RICHLAND FARM LOTS LOT 28 POR OF LOT
Legal Subdivision	THE CITY OF ORANGE
Legal Tract	667
Legal Lot Number	28
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	3
Census Block	3005
Census Tract	75901

Owner

809 W Palm Ave is owned and occupied by an individual who bought it in July 2018.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	811 W PALM AVE, ORANGE, CA 92868-2228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 16, 2019	Deed of Trust, Mortgage · FHA Mortgage STEARNS LENDING LLC
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage HDWC INC
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage LONNLY K CHING
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage LONNLY K CHING
Jul 6, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jul 6, 2018	Grant Deed, Transfer · FHA Mortgage HOME APPROVALS DIRECT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2018 · Amount on File
Deed Sale	Jul 6, 2018 · Amount on File
Prior Sale	Oct 20, 2011 · Amount on File
Deed Document Number	2018248711
Prior Transfer Date	Nov 13, 2006
Prior Transfer Doc	0000781645
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	809 W PALM AVE, ORANGE, CA 92868-2228
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 W PALM AVE 811, 811, ORANGE, CA 92868-2228

Mortgage

Document Number	0000651444
Date	Oct 26, 2021
Instrument	2021000651444

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	809 W PALM AVE, ORANGE, CA 92868-2228
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 W PALM AVE, ORANGE, CA 92868-2228

Mortgage

Document Number	0000122101
Date	Apr 16, 2019
Instrument	2019000122101

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	809 W PALM AVE, ORANGE, CA 92868-2228
Document Number	0000683331
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	809-811 W PALM AVE ORANGE CA 928682228, ORANGE, CA 92868-2228

Mortgage

Document Number	0000683331
Date	Nov 24, 2020
Instrument	683331

Lender

Name	HDWC INC
Address	3085 SCHOLARSHIP, TUSTIN, CA 92782

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	809 W PALM AVE, ORANGE, CA 92868-2228
Document Number	0000433284
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809-811 W PALM AVE ORANGE CA 928682228, ORANGE, CA 92868-2228

Mortgage

Document Number	0000433284
Date	Nov 1, 2019
Instrument	433284

Lender

Name	LONNLY K CHING
Address	3085 SCHOLARSHIP, TUSTIN, CA 92782

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	216 Months
Due	Oct 31, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	809 W PALM AVE, ORANGE, CA 92868-2228
Document Number	0000433285
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809-811 W PALM AVE ORANGE CA 928682228, ORANGE, CA 92868-2228

Mortgage

Document Number	0000433285
Date	Nov 1, 2019
Instrument	433285

Lender

Name	LONNLY K CHING
Address	3085 SCHOLARSHIP, TUSTIN, CA 92782

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	216 Months
Due	Oct 31, 2037

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 6, 2018
Property Address	809 W PALM AVE, ORANGE, CA 92868-2228
Document Number	0000248710
Instrument Date	Jun 14, 2018
Instrument	248710
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	809-811 W PALM AVE ORANGE CA 928682228, ORANGE, CA 92868-2228

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 6, 2018
Property Address	809 W PALM AVE, ORANGE, CA 92868-2228
Document Number	0000248711
Map Reference	MB5 PG123
Instrument Date	May 24, 2018
Instrument	2018000248711
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATL TITLE OEANGE C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 W PALM AVE, ORANGE, CA 92868-2228

Mortgage

Document Number	0000248712
Date	Jul 6, 2018
Instrument	2018000248712

Lender

Name	HOME APPROVALS DIRECT INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 809 W Palm Ave was $10,277 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$942,973 (+2%) Land $859,331 Building $83,642
2025	$10,277.00 Homeowner's exemption	$924,484 Land $842,482 Building $82,002
2023	$9,826.00 (+1.98%) Homeowner's exemption	$888,586 Land $809,767 Building $78,819
2022	$9,635.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 809 W Palm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 809 W Palm Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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