809 W Main St, Wabash, IN 46992 Property Records

Wabash County property record for 809 W Main St, Wabash, IN 46992

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 866 sqft · built 1939
Lot Size	0.146 acres (6,355 sqft)
Owner	Individual Name on File
Last Sale	$30,400 (Aug 2008)
Tax Bill	$34 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85-14-40-403-009.000-009`

Property Details

APN / Parcel Number

Primary APN	`85-14-40-403-009.000-009`
Alternative APNs	`00045020658` `0120222800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	866 sqft Living Area
1st Floor Area	866 sqft
Basement Area	866 sqft
Finished Basement	866 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1945
Construction Type	Wood
Roof Material	Metal
Lot Area	6,355 sqft (0.146 acres)
Lot Dimensions	155 ft deep x 41 ft wide
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00045020658
Street Address	809 W MAIN ST
City	WABASH
State	IN
Zip	46992-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC CARTY PT 1
Legal Subdivision	MCCARTYS ADD
Jurisdiction	WABASH IN
Township / Civil Division	NOBLE
Census Block Group	1
Census Block	1026
Census Tract	102800

Owner

809 W Main St is owned and occupied by an individual who bought it in August 2008.

Source: Wabash County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	809 W MAIN ST, WABASH, IN 46992-2915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSROADS BANK
Dec 14, 2020	Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK
Feb 9, 2021	Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2008 · Amount on File
Deed Sale	Aug 29, 2008 · Amount on File
Deed Document Number	2008404152
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	809 W MAIN ST, WABASH, IN 46992-2915
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R465743
Date	Dec 14, 2020
Instrument	2020R465743

Lender

Name	CROSSROADS BANK
Type	Bank
Address	WABASH, IN 46992

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	809 W MAIN ST, WABASH, IN 46992-2915
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 W MAIN ST, WABASH, IN 46992-2915

Mortgage

Document Number	2020R465746
Date	Dec 14, 2020
Instrument	2020R465746

Lender

Name	CROSSROADS BANK
Type	Bank
Address	WABASH, IN 46992

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	809 W MAIN ST, WABASH, IN 46992-2915
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 W MAIN ST, WABASH, IN 46992-2915

Mortgage

Document Number	2021R466735
Date	Feb 9, 2021
Instrument	2021R466735

Lender

Name	CROSSROADS BANK
Type	Bank
Address	WABASH, IN 46992

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	178 Months
Due	Dec 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 809 W Main St was $34 with a homeowner's exemption, down 88.8% from the year before.

Source: Wabash County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wabash County
County Subdivision	Noble Township
Municipality	Wabash City
Unified School District	Wabash City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34.00 (-88.82%) Homeowner's exemption	$48,700 Land $5,500 Building $43,200	$48,700 Land $5,500 Building $43,200
2024	$304.00
2023		$38,300 (+11.01%) Land $5,500 Building $32,800	$38,300 (+11.01%) Land $5,500 Building $32,800
2022	$201.00	$34,500 Land $4,400 Building $30,100	$34,500 Land $4,400 Building $30,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1998–2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WABASH private · serves 12,140 people · EPA ID IN5285003
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	38 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Good Connections.

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