809 W Locust St, Lodi, CA 95240 Property Records

San Joaquin County property record for 809 W Locust St, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,917 sqft · built 1948
Lot Size	0.137 acres (5,950 sqft)
Owner	2 Company Names on Record
Last Sale	$155,000 (Aug 2013)
Tax Bill	$2,678 (2026)
Deeds & Mortgages	Jul 2026 Sale Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`037-140-020-000`

Property Details

APN / Parcel Number

Primary APN	`037-140-020-000`
Alternative APN	`037-140-02`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,917 sqft Living Area
1st Floor Area	1,917 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Wood
Lot Area	5,950 sqft (0.137 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	037-140-02
Street Address	809 W LOCUST ST
City	LODI
State	CA
Zip	95240-1846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUTCHINS ADD BLK 13 LOT 7
Legal Subdivision	HUTCHINS ADD
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2015
Census Tract	4204

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	809 W LOCUST ST, LODI, CA 95240-1846
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 29, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2013 · Amount on Record
Deed Sale	Aug 28, 2013 · Amount on Record
Deed Document Number	2013110343
Prior Transfer Date	Mar 6, 1997
Prior Transfer Doc	0000024936
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 28, 2026
Property Address	809 W LOCUST ST, LODI, CA 95240-1846
Document Number	0000068294
Instrument Date	Jul 17, 2026
Instrument	202668294
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	809 W LOCUST ST, LODI, CA 95240-1846

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	809 W LOCUST ST, LODI, CA 95240-1846
Document Number	0000137381
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	809 W LOCUST ST LODI CA 952401846, LODI, CA 95240-1846

Mortgage

Document Number	0000137381
Date	Nov 26, 2019
Instrument	137381

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	809 W LOCUST ST, LODI, CA 95240-1846
Document Number	0000038691
Instrument Date	Mar 29, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017
Title Company	TSI ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	809 W LOCUST ST LODI CA 952401846, LODI, CA 95240-1846

Mortgage

Document Number	0000038691
Date	Apr 6, 2017
Instrument	38691

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,678.00 (+0.37%)
2025	$2,668.00 (+4.38%) Homeowner's exemption	$251,799 (+4.04%) Land $46,578 Building $205,221
2023	$2,556.00 (+2.36%) Homeowner's exemption	$242,023 Land $44,770 Building $197,253	$478,710
2022	$2,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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