809 W Lafayette St, Ottawa, IL 61350 Property Records

LaSalle County property record for 809 W Lafayette St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	840 sqft · built 1900
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$152,500 (Aug 2023)
Tax Bill	$3,440 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-11-128-012`

Property Details

APN / Parcel Number

Primary APN	`21-11-128-012`
Alternative APN	`18-11-153-009`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	840 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Street Address	809 W LAFAYETTE ST
City	OTTAWA
State	IL
Zip	61350-2668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STATES ADD, W1/2 LT 1 BLK 73 SEC 11-33-3
Legal Range	03
Legal Township	33
Legal Section	11
Legal Subdivision	STATES ADD
Legal Block	73
Legal Lot Number	1
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	3
Census Block	3013
Census Tract	962700

Owner

809 W Lafayette St is owned and occupied by an individual who bought it in August 2023.

Source: LaSalle County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	809 W LAFAYETTE ST, OTTAWA, IL 61350-2668
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK
May 12, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK
Aug 14, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 30, 2019	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2023 · Amount on File
Deed Sale	Aug 14, 2023 · Amount on File
Prior Sale	Apr 30, 2019 · Amount on File
Deed Document Number	20238235
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	809 W LAFAYETTE ST, OTTAWA, IL 61350-2668
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202006367
Date	May 11, 2020
Instrument	202006367

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 7, 2040

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	809 W LAFAYETTE ST, OTTAWA, IL 61350-2668
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202006490
Date	May 12, 2020
Instrument	202006490

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 7, 2040

Interest

Rate Type	Fixed Rate

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Aug 14, 2023
Property Address	809 W LAFAYETTE ST, OTTAWA, IL 61350-2668
Document Number	0202308235
Instrument Date	Aug 8, 2023
Instrument	2023-08235
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$228.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 STONE POINT LN, SIGNAL MOUNTAIN, TN 37377-2316

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	809 W LAFAYETTE ST, OTTAWA, IL 61350-2668

April 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	LASALLE IL
Recording Date	Apr 30, 2019
Property Address	809 W LAFAYETTE ST, OTTAWA, IL 61350-2668
Document Number	0201904710
Instrument Date	Apr 25, 2019
Instrument	201904710
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount on Record
Tax	$67.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 404, LELAND, IL 60531-0404

Tax Assessment & Valuation

The 2025 property tax bill for 809 W Lafayette St was $3,440, up 9.5% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,440.00 (+9.48%)	$40,301 Land $3,681 Building $36,620	$120,903 Land $11,043 Building $109,860
2024	$3,142.00
2023		$23,302 (+10.18%) Land $2,985 Building $20,317	$69,906 (+10.18%) Land $8,955 Building $60,951
2022		$21,149 Land $4,429 Building $16,720	$63,447 Land $13,287 Building $50,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 809 W Lafayette St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 809 W Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: AT&T, Verizon.

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