809 W John St, Champaign, IL 61820 Property Records

Champaign County property record for 809 W John St, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,026 sqft · built 1922
Lot Size	0.192 acres (8,372 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (May 2026)
Tax Bill	$5,337 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-20-13-151-005`

Property Details

APN / Parcel Number

Primary APN	`43-20-13-151-005`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,026 sqft Building Perimeter
1st Floor Area	1,026 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	8,372 sqft (0.192 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	809 W JOHN ST
City	CHAMPAIGN
State	IL
Zip	61820-5814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 HUGHES AND FISHER ADD
Legal Range	08E
Legal Township	19N
Legal Section	13
Legal Subdivision	HUGHES AND FISHER ADD
Legal Lot Number	5
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2004
Census Tract	500

Owner

809 W John St is owned and occupied by an individual who bought it in May 2026.

Source: Champaign County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	809 W JOHN ST, CHAMPAIGN, IL 61820-5814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Warranty Deed, Transfer · Conventional Mortgage HICKORY POINT BANK AND TRUST FSB
Jun 27, 2019	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Jun 27, 2019 · Amount on File
Deed Document Number	20267065
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 13, 2026
Property Address	809 W JOHN ST, CHAMPAIGN, IL 61820-5814
Document Number	0000007065
Instrument Date	May 11, 2026
Instrument	20267065
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	GUARANTEED TITLE COMPANY, GUARANTEED TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 W JOHN ST, CHAMPAIGN, IL 61820-5814

Mortgage

Document Number	0000007066,
Date	May 13, 2026
Instrument	20267066

Lender

Name	HICKORY POINT BANK AND TRUST FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.77%
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 27, 2019
Property Address	809 W JOHN ST, CHAMPAIGN, IL 61820-5814
Document Number	0000009994
Map Reference	MB C PG 298
Instrument Date	Jun 26, 2019
Instrument	2019R09994
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 W JOHN ST, CHAMPAIGN, IL 61820-5814

Mortgage

Document Number	0000009995
Date	Jun 27, 2019
Instrument	2019R09995

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2034

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 809 W John St was $5,337 with a homeowner's exemption, up 9.4% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,337.00 (+9.36%) Homeowner's exemption	$69,520 (+12.2%) Land $26,100 Building $43,420	$208,560 (+12.2%) Land $78,300 Building $130,260
2024	$4,880.00 (+7.32%)	$61,960 Land $23,260 Building $38,700	$185,880 Land $69,780 Building $116,100
2023	$4,547.00 (+7.37%)
2022	$4,235.00 Homeowner's exemption	$52,060 Land $19,540 Building $32,520	$156,180 Land $58,620 Building $97,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 809 W John St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 809 W John St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media.

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