809 W Dover Ct, Spokane, WA 99203 Property Records

Spokane County property record for 809 W Dover Ct, Spokane, WA 99203

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,996 sqft · built 1980
Lot Size	0.299 acres (13,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Mar 2021)
Tax Bill	$10,330 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35312.2615`

Property Details

APN / Parcel Number

Primary APN	`35312.2615`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,996 sqft Living Area
Gross Area	5,096 sqft
1st Floor Area	2,196 sqft
Basement Area	2,196 sqft
Finished Basement	1,800 sqft
Unfinished Basement	396 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,020 sqft (0.299 acres)
Lot Dimensions	124 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Deck Area	312 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	809 W DOVER CT
City	SPOKANE
State	WA
Zip	99203-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	COMSTOCK PARK TENTH ADD SWLY 10FT OF LT 6 & ALL LT 7 BLK 3
Legal Range	43E
Legal Township	25N
Legal Section	31
Legal Subdivision	COMSTOCK PARK TENTH ADD
Legal Block	3
Legal Lot Number	6,7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3018
Census Tract	4300

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 W DOVER CT, SPOKANE, WA 99203-1437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit NUMERICA CREDIT UNION
Jul 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage RIVERBANK
Mar 19, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Mar 31, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Prior Sale	Mar 31, 2020 · Amount on Record
Deed Document Number	20217049686
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Sep 9, 2026
Property Address	809 W DOVER CT, SPOKANE, WA 99203-1437
Document Number	0007514283
Instrument Date	Sep 3, 2026
Instrument	20267514283
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 W DOVER CT, SPOKANE, WA 99203-1437
Investor	Possibly a Property Investor

Mortgage

Document Number	0007514283,
Date	Sep 9, 2026
Instrument	20267514283

Lender

Name	NUMERICA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 25, 2051

Interest

Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	809 W DOVER CT, SPOKANE, WA 99203-1437
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006724242
Date	Jul 12, 2018
Instrument	6724242

Lender

Name	RIVERBANK
Type	Bank
Address	SPOKANE, WA 99202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 19, 2021
Property Address	809 W DOVER CT, SPOKANE, WA 99203-1437
Document Number	0007049686
Map Reference	VOL 12 PG 61
Instrument Date	Mar 15, 2021
Instrument	7049686
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,455.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 W DOVER CT, SPOKANE, WA 99203-1437
Investor	Possibly a Property Investor

Mortgage

Document Number	0007049687
Date	Mar 19, 2021
Instrument	7049687

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 31, 2020
Property Address	809 W DOVER CT, SPOKANE, WA 99203-1437
Document Number	0006906353
Instrument Date	Mar 30, 2020
Instrument	6906353
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,408.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	809 W DOVER CT SPOKANE WA 992031437, SPOKANE, WA 99203-1437

Mortgage

Document Number	6906354
Date	Mar 31, 2020
Instrument	6906354

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

Mortgage

Document Number	6906713,
Date	Mar 31, 2020
Instrument	6906713

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,330.00 (+7.36%)	$985,700 (+18.63%) Land $180,000 Building $805,700	$985,700 (+18.63%) Land $180,000 Building $805,700
2025	$9,622.00 (+18.6%)
2024		$830,900 (+26.61%) Land $113,000 Building $717,900	$830,900 (+26.61%) Land $113,000 Building $717,900
2023	$8,113.00 (+5.87%)	$656,250 Land $103,050 Building $553,200	$656,250 Land $103,050 Building $553,200
2022	$7,663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Intermax Networks.

Nearby Properties on W Dover Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures