809 W Coles Rd, Phoenix, AZ 85041 Property Records

Maricopa County property record for 809 W Coles Rd, Phoenix, AZ 85041

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,698 sqft · built 2016
Lot Size	0.18 acres (7,860 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Jul 2025)
Tax Bill	$3,096 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`300-50-007`

Property Details

APN / Parcel Number

Primary APN	`300-50-007`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,698 sqft Living Area
1st Floor Area	1,698 sqft

Exterior

Year Built	Built 2016
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,860 sqft (0.18 acres)
Parking Spaces	3 Parking Spaces
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	809 W COLES RD
City	PHOENIX
State	AZ
Zip	85041-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	EMBARCADERO AT SOUTH MOUNTAIN MCR 817-43
Legal Range	03E
Legal Township	01S
Legal Section	06
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	EMBARCADERO AT SOUTH MOUNTAIN
Legal Lot Number	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2011
Census Tract	116732

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	809 W COLES RD, PHOENIX, AZ 85041-8317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICA FIRST FCU
Apr 15, 2020	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 14, 2017	Special Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Mar 14, 2017	Grant Deed, Transfer LAWYERS TITLE, LAWYERS TITLE/AZ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Prior Sale	Apr 15, 2020 · Amount on Record
Deed Document Number	20250412919
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 18, 2025
Property Address	809 W COLES RD, PHOENIX, AZ 85041-8317
Document Number	0000412919
Map Reference	MB 817 PG 43
Instrument Date	Jul 11, 2025
Instrument	20250412919
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	NVR TITLE, NAVI TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 W COLES RD, PHOENIX, AZ 85041-8317

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	809 W COLES RD, PHOENIX, AZ 85041-8317

Mortgage

Document Number	0000412920
Date	Jul 18, 2025
Instrument	20250412920

Lender

Name	AMERICA FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 15, 2020
Property Address	809 W COLES RD, PHOENIX, AZ 85041-8317
Document Number	0000322468
Map Reference	MB 817 PG 43
Instrument Date	Apr 9, 2020
Instrument	20200322468
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	STEWART TTL & TR OF PHOENIX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	809 W COLES RD, PHOENIX, AZ 85041-8317

Mortgage

Document Number	0000322469
Date	Apr 15, 2020
Instrument	20200322469

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 14, 2017
Property Address	809 W COLES RD, PHOENIX, AZ 85041-8317
Document Number	0000181149
Map Reference	MAP817 PG43
Instrument Date	Oct 21, 2016
Instrument	2017-0181149
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 W COLES RD, PHOENIX, AZ 85041-8317

Mortgage

Document Number	0000181150
Date	Mar 14, 2017
Instrument	2017-0181150

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 14, 2017
Property Address	809 W COLES RD, PHOENIX, AZ 85041-8317
Document Number	0000181148
Instrument Date	Oct 21, 2016
Instrument	181148
Transaction Type	Transfer
Record Updated	Mar 23, 2017
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,100 (-8.5%)	$411,000 (-8.5%) Land $82,200 Building $328,800
2025	$3,096.00 (+5.85%)
2024		$44,920	$449,200 Land $89,800 Building $359,400
2023	$2,925.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.9% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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