809 W 4th St, Apt C4, Waterloo, IA 50702 Property Records

Black Hawk County property record for 809 W 4th St, Apt C4, Waterloo, IA 50702

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 882 sqft · built 1910
Lot Size0.022 acres (937 sqft)
OwnerCompany Name on File
Tax Bill$976 (2025)
Flood ZoneZone X (minimal risk)
APN8913-26-405-059

Property Details

APN / Parcel Number

Primary APN8913-26-405-059

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area882 sqft Living Area
1st Floor Area882 sqft
Basement Area311 sqft
Unfinished Basement311 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Construction TypeBrick
Roof TypeFlat
Roof MaterialAsphalt
Lot Area937 sqft (0.022 acres)

Exterior Amenities

PorchPorch
Porch Area104 sqft
Deck AreaDeck Area
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address809 W 4TH ST, C4
CityWATERLOO
StateIA
Zip50702-2159
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCEDAR VALLEY COLONIAL CONDOMINIUM UNIT 4C
Legal Range13W
Legal Township89N
Legal Section26
Legal SubdivisionCEDAR VALLEY COLONIAL
Legal Lot Number4C
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1000
Census Tract200

Owner

809 W 4th St, Apt C4, a condominium, is owned by a company.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordCompany Name on File
Mailing Address814 S RIDGE DR, CEDAR FALLS, IA 50613-1587
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 809 W 4th St, Apt C4 was $976, down 6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$976.00 (-5.97%)$47,820 Land $2,350 Building $45,470$47,820 Land $2,350 Building $45,470
2024$1,038.00
2023$47,820 (+76.26%) Land $2,350 Building $45,470$47,820 Land $2,350 Building $45,470
2022$596.00$27,130 Land $700 Building $26,430
2021$27,130 Land $700 Building $26,430

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 809 W 4th St, Apt C4 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimJul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 809 W 4th St, Apt C4 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50

May also be available: AT&T, GigFire, Nextlink, T-Mobile, Verizon.

Nearby Properties on W 4th St

Nearby Streets

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