809 W 3rd St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 809 W 3rd St, Cedar Falls, IA 50613

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1920
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Nov 2009)
Tax Bill$2,501 (2025)
Flood ZoneZone X (minimal risk)
APN8914-12-156-006

Property Details

APN / Parcel Number

Primary APN8914-12-156-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,248 sqft Living Area
1st Floor Area624 sqft
Basement Area624 sqft
Finished Basement475 sqft
FlooringVinyl/Resilient
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAsbestos
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions66 ft deep x 66 ft wide
Garage TypeAttached
Garage Area180 sqft

Exterior Amenities

PorchPorch
Porch Area160 sqft
Deck AreaDeck Area
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address809 W 3RD ST
CityCEDAR FALLS
StateIA
Zip50613-2233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROWN & OVERMANS ADDITION S 1/2 LOT 4 BLK 2
Legal Range14W
Legal Township89N
Legal Section12
Legal SubdivisionBROWN & OVERMANS ADDITION
Legal Block2
Legal Lot Number4
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group2
Census Block2008
Census Tract2200

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address809 W 3RD ST, CEDAR FALLS, IA 50613-2233
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2009 · Amount on Record
Deed SaleNov 17, 2009 · Amount on Record
Prior SaleAug 25, 2005 · Amount on Record
Deed Document Number20092010010047
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,501.00 (-1.61%) Homeowner's exemption$171,790 (+10.3%) Land $30,950 Building $140,840$171,790 (+10.3%) Land $30,950 Building $140,840
2024$2,542.00 (+16.61%)
2023$155,750 (+22.7%) Land $19,900 Building $135,850$155,750 (+22.7%) Land $19,900 Building $135,850
2022$2,180.00 Homeowner's exemption$126,940 Land $19,900 Building $107,040
2021$126,940 Land $19,900 Building $107,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1993–2016)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

Nearby Properties on W 3rd St

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