809 Vista del Mar Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 809 Vista del Mar Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,216 sqft · built 1959
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Company Names on Record
Last Sale	$715,000 (Dec 2003)
Tax Bill	$12,732 (2025)
Deeds & Mortgages	Sep 2025 Transfer Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044-152-10`

Property Details

APN / Parcel Number

Primary APN	`044-152-10`
Alternative APN	`044-152-10-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,216 sqft Living Area
Gross Area	2,689 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	37,462 sqft (0.86 acres)
Terrain	Combination
View / Lot	Ocean
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Deck Area	188 sqft
Patio Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	809 VISTA DEL MAR DR
City	APTOS
State	CA
Zip	95003-5509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10-SP
Legal Description	LOT 79,80
Legal Subdivision	DEER PARK VILLA SITES SUB #3
Legal Lot Number	79
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1004
Census Tract	122202

Owner

Source: Santa Cruz County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	809 VISTA DEL MAR DR, APTOS, CA 95003-5509
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 21, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2003 · Amount on Record
Deed Sale	Dec 2, 2003 · Amount on Record
Prior Sale	Jan 15, 1999 · Amount on Record
Deed Document Number	2003118500
Prior Transfer Date	Jan 7, 1999
Prior Transfer Doc	0000003499
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 15, 2025
Property Address	809 VISTA DEL MAR DR, APTOS, CA 95003-5509
Document Number	0000019392
Map Reference	MB 23 PG 27
Instrument Date	Sep 2, 2025
Instrument	2025-0019392
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 VISTA DEL MAR DR, APTOS, CA 95003-5509

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	809 VISTA DEL MAR DR, APTOS, CA 95003-5509
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 VISTA DEL MAR DR, APTOS, CA 95003-5509

Mortgage

Document Number	0000062138
Date	Dec 27, 2021
Instrument	2021-0062138

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	809 VISTA DEL MAR DR, APTOS, CA 95003-5509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007139
Date	Mar 21, 2019
Instrument	2019-0007139

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	44150

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,111,682 (+2%) Land $622,151 Building $489,531
2025	$12,732.00 (+9.47%) Homeowner's exemption	$1,089,884 (+4.04%) Land $609,952 Building $479,932
2023	$11,631.00 (+1.69%) Homeowner's exemption	$1,047,562 Land $586,266 Building $461,296	$1,245,150
2022	$11,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1982–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

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