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809 Valley Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 809 Valley Rd, Crestview, FL 32539 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1990
Square Footage1,423 sqft Living Area
Lot Size4,852 sqft (0.111 acres)
GarageAttached, 480 sqft
Last Sale$230,000 (2023)
Tax Bill$2,254.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-593-5265-8
Alternative APNs
  • 09-3N-23-310A-000B-0050
  • 23N309310A000B0050

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,423 sqft Living Area
Gross Area2,429 sqft Gross Area
1st Floor913 sqft 1st Floor
Upper Floors510 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleTownhouse Style
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area4,852 sqft (0.111 acres)
Garage TypeAttached Garage
Garage Area480 sqft Garage
Patio Area518 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address809 VALLEY RD
CityCRESTVIEW
StateFL
Zip32539-8990
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVALLEY T/H LOT 5 BLK B
Legal Range23W
Legal Township03N
Legal Section09
Legal SubdivisionVALLEY T/H
Legal BlockB
Legal Lot Number5
JurisdictionOKALOOSA FL
Minor Civil DivisionCRESTVIEW
Census Blockgroup2
Census Block2035
Census Tract20400

Owner

Source: Okaloosa County records · APN C56-000-593-5265-8

Assessment roll updated December 31, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1306 JEFFRINE DR, CRESTVIEW, FL 32536-2221
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Sep 28, 2023Warranty Deed, Transfer · Veterans Administration Mortgage
MORIA DEVELOPMENT INC
May 11, 2021Warranty Deed, Transfer · Conventional Mortgage
UNIVERSITY LENDING GROUP LLC
Jun 27, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 28, 2023 · Amount on Record
Deed SaleSep 28, 2023 · Amount on Record
Prior SaleMay 11, 2021 · Amount on Record
Deed Doc Number20233649426
Prior Transfer DateSep 03, 2015
Prior Transfer Doc0032154467
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Recording DateJun 01, 2026
Property Address809 VALLEY RD, CRESTVIEW, FL 32539-8990
Document Number0003819585
Instrument DateMay 26, 2026
Instrument20263819585
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyROCKET MORTGAGE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 VALLEY RD, CRESTVIEW, FL 32539-8990

Mortgage

Document Number0003819585,
DateJun 01, 2026
Instrument20263819585
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 28, 2023
Property Address809 VALLEY RD, CRESTVIEW, FL 32539-8990
Document Number0003649426
Map ReferenceMB 12 PG 30
Instrument DateSep 20, 2023
Instrument3649426
Transaction TypeTransfer
Record UpdatedNov 06, 2023
Title CompanySOUTHERN OAKS TITLE LLC, SOUTHERN COAST TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10 HANOVER SQ # SQ3P, SQ3P, NEW YORK, NY 10005-3510

Transferred To (Grantee/Buyer)

NameVerified Name
Address1306 JEFFRINE DR, CRESTVIEW, FL 32536-2221

Mortgage

Document Number0003649427
DateSep 28, 2023
Instrument3649427
Lender
NameMORIA DEVELOPMENT INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 11, 2021
Property Address809 VALLEY RD, CRESTVIEW, FL 32539-8990
Document Number0035453513
Book / Page3545 / 3513
Map ReferenceMB 12 PG 30
Instrument DateMay 05, 2021
Instrument3454027
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyMITCHELL LAND AND TITLE, MITCHELL LAND & TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5271 AGIO AVE, 5271, PAHRUMP, NV 89061-7044

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 ARIZONA DR NE, FT WALTON BCH, FL 32548-5046

Mortgage

Document Number35453514
DateMay 11, 2021
Instrument3545/3514
Lender
NameUNIVERSITY LENDING GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

June 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 27, 2019
Property Address809 VALLEY RD, CRESTVIEW, FL 32539-8990
Document Number0034061318
Book / Page003406 / 001318
Instrument DateJun 20, 2019
Instrument3287629
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 30, 2019
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$868.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address609 STONY MEADOW DR NAMPA ID 836866433, NAMPA, ID 83686-6433

Mortgage

Document Number34061320
DateJun 27, 2019
Book Page003406/001320
Instrument3287630
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 26, 2049

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,254.00 (-16.89%)$184,030 (+5.45%) Land $15,000 Building $169,030$184,030 (+5.45%) Land $15,000 Building $169,030
2023$2,712.00 (+11.65%)$174,523 (+16.95%) Land $10,000 Building $164,523$174,523 (+16.95%) Land $10,000 Building $164,523
2022$2,429.00$149,228 Land $10,000 Building $139,228$149,228 Land $10,000 Building $139,228

Flood & Wildfire

809 Valley Rd is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesLow
37th percentile of exposed land nationally · 11th in Florida
Wildfire LikelihoodLow — about 1 in 2,381 per year
ExposureDirect
burnable vegetation at the parcel

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

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