Wake County property record for 809 Union St, Cary, NC 27511
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,878 sqft · built 1958 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $429,000 (Apr 2024) |
| Tax Bill | $3,522 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0763.05-17-7745-000 |
| Primary APN | 0763.05-17-7745-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,878 sqft Living Area |
| 1st Floor Area | 1,878 sqft |
| Basement Area | 626 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0055637 |
|---|---|
| Street Address | 809 UNION ST |
| City | CARY |
| State | NC |
| Zip | 27511-3722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LO34 RUSSELL HILLS EXT |
| Legal Subdivision | RUSSELL HILLS |
| Legal Lot Number | 34 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | CARY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 53507 |
809 Union St is owned and occupied by two individuals who bought it in April 2024.
Source: Wake County records, as of May 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 UNION ST, CARY, NC 27511-3722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING |
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Aug 29, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2024 · Amount on File |
| Deed Sale | Apr 29, 2024 · Amount on File |
| Prior Sale | Feb 20, 2019 · Amount on File |
| Deed Book / Page | 19597 / 1676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Apr 13, 2026 |
| Property Address | 809 UNION ST, CARY, NC 27511-3722 |
| Document Number | 0000039818 |
| Book / Page | 20198 / 2053 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 202639818 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WESCOR LAND TITLE INSURANCE, WESTCOR LAND TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 809 UNION ST, CARY, NC 27511-3722 |
| Document Number | 0000039818, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 20198/2053 |
| Instrument | 202639818 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 809 UNION ST, CARY, NC 27511-3722 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|
| Document Number | 18786/1458 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 18786/1458 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Aug 29, 2019 |
| Property Address | 809 UNION ST, CARY, NC 27511-3722 |
| Document Number | 175570245 |
| Book / Page | 017557 / 000245 |
| Instrument Date | Aug 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 UNION ST CARY NC 275113722, CARY, NC 27511-3722 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Feb 20, 2019 |
| Property Address | 809 UNION ST, CARY, NC 27511-3722 |
| Document Number | 173641266 |
| Book / Page | 017364 / 001266 |
| Instrument Date | Feb 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 UNION ST CARY NC 275113722, CARY, NC 27511-3722 |
| Document Number | 173641270 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 017364/001270 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 19, 2049 |
The 2025 property tax bill for 809 Union St was $3,522.
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,522.00 | $408,609 Land $205,000 Building $203,609 | $408,609 Land $205,000 Building $203,609 |
| 2023 | $2,639.00 | $261,418 Land $120,000 Building $141,418 | $261,418 Land $120,000 Building $141,418 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Union St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 13 (2003–2025) |
| Claims Outside the SFHA | 13 of 13 |
| Most Recent Claim | Aug 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Union St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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