Seminole County property record for 809 Underoak Dr, Altamonte Springs, FL 32701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,890 sqft · built 1970 |
| Lot Size | 0.239 acres (10,440 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $265,000 (Mar 2006) |
| Tax Bill | $2,052 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 13-21-29-510-0000-0120 |
| Primary APN | 13-21-29-510-0000-0120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,890 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,440 sqft |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 8 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 809 UNDEROAK DR |
|---|---|
| City | ALTAMONTE SPRINGS |
| State | FL |
| Zip | 32701-5719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 (LESS W 11 FT) UNDEROAKS PB 14 PG 98 |
| Legal Range | 29E |
| Legal Township | 21S |
| Legal Section | 13 |
| Legal Subdivision | UNDEROAKS |
| Legal Tract | 510 |
| Legal Lot Number | 12 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 21802 |
The current owner of 809 Underoak Dr bought it in March 2006.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 809 UNDEROAK DR, ALTAMONTE SPG, FL 32701-5719 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2006 · Amount on File |
| Deed Sale | Mar 7, 2006 · Amount on File |
| Prior Sale | Oct 10, 2002 · Amount on File |
| Deed Document Number | 2006036912 |
| Deed Book / Page | 06149 / 0971 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 809 UNDEROAK DR, ALTAMONTE SPRINGS, FL 32701-5719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0096081424 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 9608/1424 |
| Instrument | 2020053705 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DUBLIN, OH 43016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
The 2025 property tax bill for 809 Underoak Dr was $2,052 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Altamonte Springs City |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,052.00 Homeowner's exemption | $160,223 | $334,729 Land $80,000 Building $254,729 |
| 2023 | $1,701.00 (-0.82%) Homeowner's exemption | $151,172 (+3%) | $292,275 (+0.77%) Land $75,000 Building $217,275 |
| 2022 | $1,715.00 Homeowner's exemption | $146,769 | $290,044 Land $75,000 Building $215,044 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Underoak Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 91.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 80 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 35 (1991–2022) |
| Claims Outside the SFHA | 4 of 35 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Underoak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALTAMONTE SPRINGS WATER DEPT (2 WPS) serves 51,000 people · EPA ID FL3590026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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