809 Turtlecreek Ct, Bel Air, MD 21014 Property Records

Harford County property record for 809 Turtlecreek Ct, Bel Air, MD 21014

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,839 sqft · built 2008
Lot Size	0.132 acres (5,760 sqft)
Owner	2 Individual Names on File
Last Sale	$609,500 (Feb 2024)
Tax Bill	$5,950 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-382818`

Property Details

APN / Parcel Number

Primary APN	`03-382818`
Alternative APN	`382818`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,839 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,760 sqft (0.132 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	71 sqft
Patio Area	252 sqft
Balcony Area	860 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	382818
Street Address	809 TURTLECREEK CT
City	BEL AIR
State	MD
Zip	21014-2357
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LOT 21 5760 SF 809 TURTLECREEK COURT TOLLGATE VILLAGE 121/44
Legal Subdivision	TURTLECREEK
Legal Lot Number	21
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1003
Census Tract	303502

Owner

809 Turtlecreek Ct, a townhouse, is owned and occupied by two individuals who bought it in February 2024.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	809 TURTLECREEK CT, BEL AIR, MD 21014-2357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2024 · Amount on File
Deed Sale	Feb 2, 2024 · Amount on File
Prior Sale	Feb 8, 2008 · Amount on File
Deed Book / Page	16165 / 342
Prior Transfer Date	Jul 19, 2013
Prior Transfer Doc	0104760359
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 2, 2024
Property Address	809 TURTLECREEK CT, BEL AIR, MD 21014-2357
Document Number	0161650342
Book / Page	16165 / 342
Map Reference	MB JJR 121 FO 44
Instrument Date	Jan 12, 2024
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	GUARANTEED TRUST TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,047.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	809 TURTLECREEK CT, BEL AIR, MD 21014-2357

Mortgage

Document Number	0161650347
Date	Feb 2, 2024
Instrument	16165-0347

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 809 Turtlecreek Ct was $5,950 with a homeowner's exemption, up 10.4% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,950.00 (+10.43%) Homeowner's exemption	$545,967 (+4.67%)	$594,700 (+14.01%) Land $135,000 Building $459,700
2025	$5,388.00 Homeowner's exemption	$521,600 Land $135,000 Building $386,600	$521,600 Land $135,000 Building $386,600
2023		$467,200	$521,600 Land $135,000 Building $386,600
2022	$4,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 Turtlecreek Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1984–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 Turtlecreek Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20