809 Truman Ave, Key West, FL 33040 Property Records

Monroe County property record for 809 Truman Ave, Key West, FL 33040

Property Summary

Property TypeHotel
Details4,226 sqft · built 1943
Lot Size0.21 acres (9,135 sqft)
OwnerCompany Name on Record
Last Sale$1,246,500 (Jan 1996)
Tax Bill$27,542 (2024)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (moderate risk)
APN00020120-000000

Property Details

APN / Parcel Number

Primary APN00020120-000000
Alternative APNs
  • 01010100020120000000
  • 1020869

Interior

Stories2 Stories
Building Area4,226 sqft Gross Area
1st Floor Area4,226 sqft

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1998
Exterior MaterialWood Siding
Construction TypeWood
Fire ResistanceFireproof Reinforced Concrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,135 sqft (0.21 acres)
Lot Dimensions102 ft deep x 90 ft wide

Exterior Amenities

Pool Area375 sqft
PorchOpen Porch
Porch Area1,212 sqft
Deck Area80 sqft
Patio Area1,633 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number1020869
Street Address809 TRUMAN AVE
CityKEY WEST
StateFL
Zip33040-6425
Property CategoryCommercial
Property TypeCommercial > Retail > Hotel
Local Zoning CodeHNC-1
Legal DescriptionKW PT OF TR 5 G53-93/94 G58-316 OR62-86/87 OR453-702/03 OR1137-1270/71 OR1386-499 OR2931-2307 OR2941-1860
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionWINDSOR LANE
Legal Tract5
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3024
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1301 ASHBY ST, KEY WEST, FL 33040-3501
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 19, 1996 · Amount on Record
Deed SaleJan 19, 1996 · Amount on Record
Prior SaleJul 1, 1990 · Amount on Record
Deed Book / Page1386 / 499
Last Transfer DateOct 11, 2023
Transfer Doc0002436953
Record UpdatedSep 20, 2026

October 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionMONROE FL
Recording DateOct 16, 2018
Property Address809 TRUMAN AVE, KEY WEST, FL 33040-6425
Document Number0029312317
Book / Page002931 / 002317
Instrument DateOct 15, 2018
Instrument2190803
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address809 TRUMAN AVE KEY WEST FL 330406425, KEY WEST, FL 33040-6425

Mortgage

Document Number29312317
DateOct 16, 2018
Book Page002931/002317
Instrument2190803
Lender
NameFIRST ST BK/FL KEYS
TypeBank
Address1201 SIMONTON ST, KEY WEST, FL 33040-3111
Agreement
TypeLine of Credit
AmountAmount Recorded
Term144 Months
DueOct 15, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,367,863 (-7.38%) Land $1,852,325 Building $1,515,538$3,367,863 (-7.38%) Land $1,852,325 Building $1,515,538
2024$27,542.00 (+4.48%)
2023$26,361.00 (+23.75%)$3,636,351 (+48.02%) Land $2,181,810 Building $1,454,541$3,636,351 (+48.02%) Land $2,181,810 Building $1,454,541
2022$21,302.00$2,456,618 Land $1,473,971 Building $982,647$2,456,618 Land $1,473,971 Building $982,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Truman Ave

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