809 Trotter Ln, Hixson, TN 37343 Property Records

Hamilton County property record for 809 Trotter Ln, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,664 sqft · built 1969
Lot Size	0.783 acres (34,133 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Nov 2021)
Tax Bill	$1,174 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099E D 005`

Property Details

APN / Parcel Number

Primary APN	`099E D 005`
Alternative APN	`0000026303`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,664 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,133 sqft (0.783 acres)
Lot Dimensions	310 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000026303
Street Address	809 TROTTER LN
City	HIXSON
State	TN
Zip	37343-3674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 11 TROTTER ACRES PB 24 PG 8
Legal Subdivision	TROTTER ACRES SUB
Legal Lot Number	11
Jurisdiction	HAMILTON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	10435

Owner

809 Trotter Ln is owned and occupied by an individual who bought it in November 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	809 TROTTER LN, HIXSON, TN 37343-3674
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2021 · Amount on File
Deed Sale	Nov 9, 2021 · Amount on File
Prior Sale	Jul 1, 2014 · Amount on File
Deed Document Number	2021110900222
Deed Book / Page	12726 / 840
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 9, 2021
Property Address	809 TROTTER LN, HIXSON, TN 37343-3674
Document Number	0000000222
Book / Page	12726 / 840
Map Reference	MB 24 PG 8
Instrument Date	Nov 5, 2021
Instrument	2021110900222
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 TROTTER LN, CHATTANOOGA, TN 37422

Mortgage

Document Number	0012726842
Date	Nov 9, 2021
Instrument	12726/842

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.98%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2031
Change Frequency	Annually
Min Rate At Change	2.85%
Max Rate At Change	7.98%
Index	1-Year CMT
Max Rate	7.98%

Tax Assessment & Valuation

The 2025 property tax bill for 809 Trotter Ln was $1,174, up 9.8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,174.00 (+9.82%)	$77,475 (+62%)	$309,900 (+62%) Land $65,000 Building $244,900
2024	$1,069.00	$47,825 (-)	$191,300 (-) Land $40,000 Building $151,300
2023	$1,069.00	$47,825 (-)	$191,300 (-) Land $40,000 Building $151,300
2022	$1,069.00	$47,825	$191,300 Land $40,000 Building $151,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 809 Trotter Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 Trotter Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20