Middlesex County property record for 809 Timberneck Rd, Deltaville, VA 23043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,506 sqft · built 2005 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,331 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41 105C |
| Primary APN | 41 105C |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,506 sqft Living Area |
| Gross Area | 3,644 sqft |
| 1st Floor Area | 2,506 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 1,372 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 7,375 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | 420 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Boat Access | Boat Access |
| Boat House | 288 sqft |
| Boat Lift | Boat Lift |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 16227 |
|---|---|
| Street Address | 809 TIMBERNECK RD |
| City | DELTAVILLE |
| State | VA |
| Zip | 23043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | MONTGOMERY COVE 2.997 AC D409-452 P16-444 D427-489 491 D427-491 |
| Jurisdiction | MIDDLESEX VA |
| Township / Civil Division | PINE TOP |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 951200 |
Source: Middlesex County records, as of October 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 529, DELTAVILLE, VA 23043-0529 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX VA |
| Property Address | 809 TIMBERNECK RD, DELTAVILLE, VA 23043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170000412 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 170000412 |
| Name | UNION BANK & TRUST |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County assessment roll, as of October 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Middlesex County |
| Unified School District | Middlesex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,331.00 | $710,000 (-) Land $342,000 Building $368,000 | $710,000 (-) Land $342,000 Building $368,000 |
| 2025 | $4,331.00 | $710,000 (-) Land $342,000 Building $368,000 | $710,000 (-) Land $342,000 Building $368,000 |
| 2023 | $4,331.00 | $710,000 Land $342,000 Building $368,000 | $710,000 Land $342,000 Building $368,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 129 policies |
| Nearby Flood Policies | 129 in force |
| Nearby Flood Claims | 46 (1992–2022) |
| Claims Outside the SFHA | 7 of 46 |
| Most Recent Claim | Oct 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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