809 Timber Trail Dr, Naperville, IL 60565 Property Records

DuPage County property record for 809 Timber Trail Dr, Naperville, IL 60565

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,426 sqft · built 1972
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$384,000 (May 2005)
Tax Bill$10,190 (2025)
Deeds & MortgagesMay 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN08-32-205-008

Property Details

APN / Parcel Number

Primary APN08-32-205-008

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,426 sqft Living Area
Gross Area3,440 sqft
1st Floor Area1,334 sqft
2nd Floor Area1,092 sqft
Basement Area1,014 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area10,890 sqft (0.25 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address809 TIMBER TRAIL DR
CityNAPERVILLE
StateIL
Zip60565-2703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionSIGNAL POINT UNIT #2
Legal SubdivisionSIGNAL POINT
Legal Block3
Legal Lot Number8
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group2
Census Block2006
Census Tract846203

Owner

809 Timber Trail Dr is owned and occupied by an individual who bought it in May 2005.

Source: DuPage County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address809 TIMBER TRAIL DR, NAPERVILLE, IL 60565-2703
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2005 · Amount on File
Deed SaleMay 12, 2005 · Amount on File
Deed Document Number200597862
Record UpdatedSep 20, 2026

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDU PAGE IL
Property Address809 TIMBER TRAIL DR, NAPERVILLE, IL 60565-2703
Document Number0000090917
Instrument DateMay 21, 2020
Transaction TypeMortgage
Record UpdatedSep 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address809 TIMBER TRAIL DR NAPERVILLE IL 605652703, NAPERVILLE, IL 60565-2703

Mortgage

Document Number0000090917
DateAug 18, 2020
Instrument90917
Lender
NameNEWREZ LLC
AddressGREENVILLE, SC 29601
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueAug 17, 2060
Interest
Rate5.62%

Tax Assessment & Valuation

The 2025 property tax bill for 809 Timber Trail Dr was $10,190 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,190.00$182,608 Land $75,500 Building $107,108$547,824 Land $226,500 Building $321,324
2022$9,041.00 Homeowner's exemption$145,700 Land $60,240 Building $85,460$437,100 Land $180,720 Building $256,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 809 Timber Trail Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2019–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 809 Timber Trail Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Verizon.

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