809 Tesoro Ct, Monterey, CA 93940 Property Records

Monterey County property record for 809 Tesoro Ct, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 4,601 sqft · built 2003
Lot Size0.75 acres (32,682 sqft)
OwnerCompany on Record
Last Sale$2,500,000 (Feb 2018)
Tax Bill$32,275 (2025)
Deeds & MortgagesJan 2021 Mortgage
Apr 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN173-074-029-000

Property Details

APN / Parcel Number

Primary APN173-074-029-000

Interior

Bedrooms4 Beds
Full Baths5 Baths
Total Rooms16 Rooms
Stories1 Story
Building Area4,601 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Construction TypeWood
Lot Area32,682 sqft (0.75 acres)
Garage TypeAttached
Garage Area995 sqft
Parking Spaces4 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Street Address809 TESORO CT
CityMONTEREY
StateCA
Zip93940-7625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANCHO MONTEREY SUBDIVISION VOL 20 C&T PAGE 7 TRACT NO 1307 LOT 103
Legal SubdivisionRANCHO MONTEREY SUBDIVISION
Legal Tract1307
Legal Lot Number103
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1011
Census Tract13200

Owner

Source: Monterey County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Co-owner2 Co-owners on Record
Mailing Address809 TESORO CT, MONTEREY, CA 93940-7625
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 11, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
Feb 15, 2018Grant Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleFeb 15, 2018 · Amount on Record
Deed SaleFeb 15, 2018 · Amount on Record
Prior SaleFeb 15, 2018 · Amount on Record
Deed Document Number0000006397
Last Transfer DateJun 11, 2019
Transfer Doc0000023752
Record UpdatedJun 7, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address809 TESORO CT, MONTEREY, CA 93940-7625
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 TESORO CT, MONTEREY, CA 93940-7625

Mortgage

Document Number0000004389
DateJan 21, 2021
Instrument2021004389
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address809 TESORO CT, MONTEREY, CA 93940-7625
Document Number0000021176
Instrument DateApr 21, 2020
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 TESORO CT MONTEREY CA 939407625, MONTEREY, CA 93940-7625

Mortgage

Document Number0000021176
DateApr 30, 2020
Instrument21176
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 29, 2050

June 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateJun 11, 2019
Property Address809 TESORO CT, MONTEREY, CA 93940-7625
Document Number0000023752
Map ReferenceVOL 20 PG 7
Instrument DateJun 5, 2019
Instrument2019023752
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE COMPANY SALINA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address809 TESORO CT, MONTEREY, CA 93940-7625

Mortgage

Document Number0000023753
DateJun 11, 2019
Instrument2019023753
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateFeb 15, 2018
Property Address809 TESORO CT, MONTEREY, CA 93940-7625
Document Number0000006397
Instrument DateFeb 9, 2018
Instrument6397
Transaction TypeTransfer
Record UpdatedFeb 27, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$2,750.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address809 TESORO CT MONTEREY CA 939407625, MONTEREY, CA 93940-7625

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Secondary School DistrictSalinas Union High School District (07 - 12)
Elementary School DistrictWashington Union Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$32,275.00 (+8.08%) Homeowner's exemption$2,856,600 (+4.04%) Land $682,696 Building $2,173,904
2023$29,863.00 (-0.73%) Homeowner's exemption$2,745,677 Land $656,187 Building $2,089,490
2022$30,084.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 43% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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