809 Summer St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 809 Summer St, Franklin, MA 02038

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,280 sqft · built 1993
Lot Size1.54 acres (67,387 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (Nov 1993)
Tax Bill$3,106 (2025)
Deeds & MortgagesSep 2021 Refinance
Flood ZoneZone X (minimal risk)
APN26-001-13

Property Details

APN / Parcel Number

Primary APN26-001-13
Alternative APNs
  • FRAN M:331 L:048
  • M:026 L:001=13

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,280 sqft Living Area
Gross Area3,000 sqft
Basement Area1,280 sqft
Unfinished Basement1,280 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area67,387 sqft (1.54 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number26-001-13
Street Address809 SUMMER ST
CityFRANKLIN
StateMA
Zip02038-2313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAFRD
Legal Lot Number48
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group1
Census Block1018
Census Tract442201

Owner

809 Summer St is owned and occupied by two individuals who bought it in November 1993.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address809 SUMMER ST, FRANKLIN, MA 02038-2313
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 1993 · Amount on File
Deed SaleNov 24, 1993 · Amount on File
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address809 SUMMER ST, FRANKLIN, MA 02038-2313
Transaction TypeMortgage
Record UpdatedOct 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39871-353
DateSep 20, 2021
Book Page39871/353
Instrument121641
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueOct 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 809 Summer St was $3,106, up 24.5% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,106.00 (+24.54%)$267,300 (+26.38%) Land $12,900 Building $254,400$506,350 (+5.27%)
2024$2,494.00 (+2.34%)$211,500 (+9.19%) Land $12,900 Building $198,600$480,985
2023$2,437.00$193,700 Land $13,000 Building $180,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 Summer St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 Summer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Summer St

Nearby Streets

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