Montgomery County property record for 809 Stratford Manor Ter, Silver Spring, MD 20905
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,788 sqft · built 1987 |
| Lot Size | 0.283 acres (12,304 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,500 (Jun 2019) |
| Tax Bill | $7,069 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02525875 |
| Primary APN | 05-02525875 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,788 sqft Living Area |
| Gross Area | 3,294 sqft |
| 1st Floor Area | 1,548 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,304 sqft (0.283 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Deck Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02525875 |
|---|---|
| Street Address | 809 STRATFORD MANOR TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20905-5981 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | SOUTH STONEGATE |
| Legal Subdivision | STONEGATE |
| Legal Block | 6 |
| Legal Lot Number | 27 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 701507 |
809 Stratford Manor Ter is owned and occupied by two individuals who bought it in June 2019.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 STRATFORD MANOR TER, SILVER SPRING, MD 20905-5981 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SUN TRUST BANK |
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC |
| Jun 3, 2019 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on File |
| Deed Sale | Jun 3, 2019 · Amount on File |
| Prior Sale | Apr 7, 1987 · Amount on File |
| Deed Book / Page | 57648 / 192 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 809 STRATFORD MANOR TER, SILVER SPRING, MD 20905-5981 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0558790133 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 55879/133 |
| Name | SUN TRUST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 809 STRATFORD MANOR TER, SILVER SPRING, MD 20905-5981 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0601190226 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 60119/226 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 3, 2019 |
| Property Address | 809 STRATFORD MANOR TER, SILVER SPRING, MD 20905-5981 |
| Document Number | 0576480192 |
| Book / Page | 57648 / 192 |
| Map Reference | MB 132 PL 15348 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,257.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 809 STRATFORD MANOR TER, SILVER SPRING, MD 20905-5981 |
| Document Number | 57648199 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 57648/199 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 809 Stratford Manor Ter was $7,069.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $679,500 (+9.23%) Land $283,400 Building $396,100 | $679,500 (-) Land $283,400 Building $396,100 | |
| 2025 | $7,069.00 | $622,100 | $679,500 Land $283,400 Building $396,100 |
| 2023 | $507,300 Land $283,400 Building $223,900 | $507,300 Land $283,400 Building $223,900 | |
| 2022 | $5,374.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Stratford Manor Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Stratford Manor Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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