Kane County property record for 809 Sterling Ave, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,000 sqft · built 1994 |
| Lot Size | 0.301 acres (13,127 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Mar 2006) |
| Tax Bill | $12,835 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08-177-034 |
| Primary APN | 12-08-177-034 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,000 sqft Living Area |
| Gross Area | 4,323 sqft |
| Basement Area | 1,323 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 13,127 sqft (0.301 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 809 STERLING AVE |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-3946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 106 MANOR CITY TOWNSHIP |
| Legal Subdivision | STERLING MANOR 03 |
| Legal Block | 4 |
| Legal Lot Number | 106 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 854800 |
809 Sterling Ave is owned and occupied by two individuals who bought it in March 2006.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 STERLING AVE, GENEVA, IL 60134-3946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2006 · Amount on File |
| Deed Sale | Mar 30, 2006 · Amount on File |
| Prior Sale | Mar 30, 2006 · Amount on File |
| Deed Document Number | 200633952 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 809 STERLING AVE, GENEVA, IL 60134-3946 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000086080 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021K086080 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 175 Months |
| Due | Jun 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.12% |
The 2025 property tax bill for 809 Sterling Ave was $12,835 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,835.00 Homeowner's exemption | $185,712 (+8.5%) Land $45,253 Building $140,459 | $557,359 (+8.5%) Land $135,813 Building $421,546 |
| 2024 | $171,163 Land $41,708 Building $129,455 | $513,694 Land $125,174 Building $388,520 | |
| 2022 | $11,571.00 (+3%) Homeowner's exemption | $144,584 (+3.86%) Land $35,231 Building $109,353 | $433,752 (+3.86%) Land $105,693 Building $328,059 |
| 2021 | $11,234.00 Homeowner's exemption | $139,211 Land $33,922 Building $105,289 | $417,633 Land $101,766 Building $315,867 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 809 Sterling Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 809 Sterling Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures