809 Spruce St, Winneconne, WI 54986 Property Records

Winnebago County property record for 809 Spruce St, Winneconne, WI 54986

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$4,543 (2024)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`191-0875`

Property Details

APN / Parcel Number

Primary APN	`191-0875`
Alternative APN	`38796`

Exterior

Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	38796
Street Address	809 SPRUCE ST
City	WINNECONNE
State	WI
Zip	54986-9304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCOTTS ADD LOT 7 BLK 25 .16 A.
Legal Range	15E
Legal Township	19N
Legal Section	16
Legal Subdivision	SCOTTS ADD
Legal Block	25
Legal Lot Number	7
Jurisdiction	WINNEBAGO WI
Township / Civil Division	WINNECONNE
Census Block Group	4
Census Block	4032
Census Tract	2201

Owner

Source: Winnebago County records · APN 191-0875

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 451, WINNECONNE, WI 54986-0451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	809 SPRUCE ST, WINNECONNE, WI 54986-9304
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 SPRUCE ST, WINNECONNE, WI 54986-9304

Mortgage

Document Number	0001873342
Date	Jan 14, 2022
Instrument	1873342

Lender

Name	CORELOGIC SOLEX
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Winneconne Village
Unified School District	Winneconne Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$169,500 (-) Land $17,500 Building $152,000
2024	$4,543.00 (-0.39%)
2023	$4,561.00 (+17.43%) Homeowner's exemption	$169,500 (-) Land $17,500 Building $152,000	$203,643 (+16.71%) Land $21,025 Building $182,618
2022	$3,884.00 Homeowner's exemption	$169,500 Land $17,500 Building $152,000	$174,489 Land $18,015 Building $156,474

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 26, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	4 (2026)
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

Based on FCC filings for 166 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WINNECONNE WATERWORKS serves 2,502 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation resolved · Jul 2024 Radium resolved · Apr 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.