809 Spruce Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 809 Spruce Dr, Carmel, IN 46033 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1990
Square Footage	2,871 sqft Living Area
Lot Size	16,117 sqft (0.369 acres)
Garage	Attached, 555 sqft
Occupancy	Owner Occupied
Tax Bill	$5,958.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`29-10-20-407-046.000-018`
Alternative APN	`1610200407046000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Building Area	2,871 sqft Living Area
1st Floor Area	1,596 sqft 1st Floor
2nd Floor Area	1,268 sqft 2nd Floor
Basement Area	627 sqft Basement
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	16,117 sqft (0.369 acres)
Lot Dimensions	155 ft deep x 95 ft wide
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	555 sqft Garage

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610200407046000
Street Address	809 SPRUCE DR
City	CARMEL
State	IN
Zip	46033-8677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .37, SECTION 20, TOWNSHIP 18, RANGE 4, SMOKEY KNOLL, SECTION 2, LOT 153
Legal Range	04
Legal Township	18
Legal Section	20
Legal Subdivision	SMOKEY KNOLL SECTION TWO
Legal Block	2
Legal Lot Number	153
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	110904

Owner

Source: Hamilton County records · APN 29-10-20-407-046.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	809 SPRUCE DR, CARMEL, IN 46033-8677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2001
Deed Sale	Jul 30, 2001
Deed Document Number	200100046951
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$587,000 (+24.81%) Land $129,400 Building $457,600	$587,000 (+24.81%) Land $129,400 Building $457,600
2024	$5,958.00 (+16.64%)
2023	$5,108.00 (+15.23%) Homeowner's exemption	$470,300 (+20.53%) Land $103,400 Building $366,900	$470,300 (+20.53%) Land $103,400 Building $366,900
2022	$4,433.00 Homeowner's exemption	$390,200 Land $103,400 Building $286,800	$390,200 Land $103,400 Building $286,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.