Benton County property record for 809 Spring Creek Rd, Lowell, AR 72745
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,170 sqft · built 1995 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Jun 2021) |
| Tax Bill | $3,212 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-02668-000 |
| Primary APN | 12-02668-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,170 sqft Living Area |
| Gross Area | 2,770 sqft |
| 1st Floor Area | 1,190 sqft |
| Upper Floors Area | 980 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 608 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 637 sqft |
| Patio Area | 102 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 809 SPRING CREEK RD |
|---|---|
| City | LOWELL |
| State | AR |
| Zip | 72745-9008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF THE SW1/4 AND SW1/4 OF SECTION 10, TOWNSHIP 18 NORTH, RANGE 30 WEST IN BENTON COUNTY, ARKANSAS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO-WIT: BEGINNING AT A POINT LOCATED 348.64 FEET NORTH OF THE SOUTHWEST CORNER OF THE SW1/4 OF T |
| Legal Range | 30 |
| Legal Township | 18 |
| Legal Section | 10 |
| Legal Subdivision | LOWELL |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 21315 |
Source: Benton County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 809 SPRING CREEK RD, LOWELL, AR 72745-9008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE BK/DEKALB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on Record |
| Deed Sale | Jun 23, 2021 · Amount on Record |
| Prior Sale | May 27, 2016 · Amount on Record |
| Deed Document Number | 202146796 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 809 SPRING CREEK RD, LOWELL, AR 72745-9008 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 809 SPRING CREEK RD, LOWELL, AR 72745-9008 |
| Document Number | 2021063594 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021063594 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 5, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 809 SPRING CREEK RD, LOWELL, AR 72745-9008 |
| Document Number | 0000068541 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 809 SPRING CREEK RD LOWELL AR 727459008, LOWELL, AR 72745-9008 |
| Document Number | 0000068541 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 68541 |
| Name | STATE BK/DEKALB |
|---|---|
| Type | Bank |
| Address | TEXARKANA, TX 75503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2050 |
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Lowell City |
| Unified School District | Rogers Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,212.00 (+5.42%) | $94,198 (-) Land $27,600 Building $66,598 | $470,990 (-) Land $138,000 Building $332,990 |
| 2025 | $3,047.00 (+18.75%) Homeowner's exemption | $94,198 (+59.06%) Land $27,600 Building $66,598 | |
| 2024 | $470,990 (+59.06%) Land $138,000 Building $332,990 | ||
| 2023 | $2,566.00 Homeowner's exemption | $59,220 Land $14,800 Building $44,420 | $296,100 Land $74,000 Building $222,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575 |
|---|---|
| Water Source | Purchased surface water from BEAVER WATER DISTRICT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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