Pinellas County property record for 809 Spencer Ave, Clearwater, FL 33756
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,182 sqft · built 1958 |
| Lot Size | 0.293 acres (12,772 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,500 (Aug 2019) |
| Tax Bill | $2,318 (2025) |
| Deeds & Mortgages | Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-745-5299-3 |
| Primary APN | C62-000-745-5299-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,182 sqft Living Area |
| Gross Area | 2,442 sqft |
| 1st Floor Area | 1,182 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,772 sqft (0.293 acres) |
| Lot Dimensions | 142 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 564 sqft |
| Deck Area | 384 sqft |
| Patio Area | 384 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R151400 |
|---|---|
| Street Address | 809 SPENCER AVE |
| City | CLEARWATER |
| State | FL |
| Zip | 33756-4530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK ACRES UNIT NO. 7 LOT 3 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 14 |
| Legal Subdivision | OAK ACRES UNIT NO. 7 |
| Legal Tract | 62046 |
| Legal Lot Number | 3 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 26501 |
809 Spencer Ave is owned and occupied by two individuals who bought it in August 2019.
Source: Pinellas County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 SPENCER AVE, CLEARWATER, FL 33756-4530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on File |
| Deed Sale | Aug 13, 2019 · Amount on File |
| Prior Sale | Jan 24, 2006 · Amount on File |
| Deed Document Number | 2019257085 |
| Deed Book / Page | 20651 / 1783 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 13, 2019 |
| Property Address | 809 SPENCER AVE, CLEARWATER, FL 33756-4530 |
| Document Number | 0206511783 |
| Book / Page | 020651 / 001783 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 257085 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,837.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9394 117TH AVE LARGO FL 337734343, LARGO, FL 33773-4343 |
The 2025 property tax bill for 809 Spencer Ave was $2,318 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Clearwater City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,318.00 Homeowner's exemption | $162,145 | $364,591 Land $140,123 Building $224,468 |
| 2023 | $2,133.00 (+3.59%) Homeowner's exemption | $152,985 (+3%) | $337,844 (+13.17%) Land $163,980 Building $173,864 |
| 2022 | $2,059.00 Homeowner's exemption | $148,529 | $298,537 Land $162,408 Building $136,129 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Spencer Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 35 (2017–2024) |
| Claims Outside the SFHA | 2 of 35 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Spencer Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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