Charlevoix County property record for 809 Sherman St, Charlevoix, MI 49720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,088 sqft · built 1960 |
| Lot Size | 0.415 acres (18,077 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $106,000 (May 2002) |
| Tax Bill | $3,709 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-262-032-10 |
| Primary APN | 052-262-032-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 312 sqft |
| Unfinished Basement | 312 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood Siding |
| Lot Area | 18,077 sqft (0.415 acres) |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 809 SHERMAN ST |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-1681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLARKE'S ADD TO CITY OF CHARLEVOIX LOTS 32, 33, & 34 BLK 2 2003SP052002 FROM 262-030-00 |
| Legal Range | 08 |
| Legal Township | 34 |
| Legal Section | 27 |
| Legal Subdivision | CLARKE'S ADD |
| Legal Block | 2 |
| Legal Lot Number | 32-33 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | CHARLEVOIX |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 1500 |
809 Sherman St is owned and occupied by two individuals who bought it in May 2002.
Source: Charlevoix County records, as of June 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14360 PHELPS RD, CHARLEVOIX, MI 49720-9210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2002 · Amount on File |
| Deed Sale | May 9, 2002 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 809 Sherman St was $3,709 with a homeowner's exemption, up 1.4% from the year before.
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| Municipality | Charlevoix City |
| Unified School District | Charlevoix Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,700 (+1%) | $257,400 (+1%) | |
| 2025 | $3,709.00 (+1.42%) Homeowner's exemption Additional exemption filed | $117,000 | $234,000 |
| 2024 | $3,657.00 | ||
| 2023 | $87,900 | $175,800 | |
| 2022 | $3,412.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Sherman St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 809 Sherman St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLEVOIX serves 3,124 people · EPA ID MI0001330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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