Charles County property record for 809 Severn Dr, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,903 sqft · built 1965 |
| Lot Size | 0.228 acres (9,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Feb 2025) |
| Tax Bill | $10,071 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-006835 |
| Primary APN | 01-006835 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,903 sqft Living Area |
| Gross Area | 2,227 sqft |
| 1st Floor Area | 1,269 sqft |
| Basement Area | 634 sqft |
| Finished Basement | 634 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 9,939 sqft (0.228 acres) |
| Porch | Enclosed Porch |
| Porch Area | 324 sqft |
| Deck Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 006835 |
|---|---|
| Street Address | 809 SEVERN DR |
| City | LA PLATA |
| State | MD |
| Zip | 20646-9205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | LOT 4 ARUNDEL HILLS LA PLATA |
| Legal Subdivision | ARUNDEL HILLS |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 851004 |
809 Severn Dr is owned and occupied by an individual who bought it in February 2025.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 SEVERN DR, LA PLATA, MD 20646-9205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 28, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Nov 21, 2017 | Quit Claim Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2025 · Amount on File |
| Deed Sale | Feb 10, 2025 · Amount on File |
| Prior Sale | May 8, 2015 · Amount on File |
| Deed Book / Page | 13561 / 400 |
| Prior Transfer Date | Oct 26, 2017 |
| Prior Transfer Doc | 0100740278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 809 SEVERN DR, LA PLATA, MD 20646-9205 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | UNKNOWN, TOWNSGATE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 809 SEVERN DR, LA PLATA, MD 20646-9205 |
| Document Number | 0138160167 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 13816/167 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 809 SEVERN DR, LA PLATA, MD 20646-9205 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Title Company | VETERAN EXPRESS TITLE, VETERAN EXPRESS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0123000147 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 12300/147 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Nov 21, 2017 |
| Property Address | 809 SEVERN DR, LA PLATA, MD 20646-9205 |
| Document Number | 0100740278 |
| Book / Page | 010074 / 000278 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 809 SEVERN DR LA PLATA MD 206469205, LA PLATA, MD 20646-9205 |
| Document Number | 100740282 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 010074/000282 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 20, 2047 |
The 2025 property tax bill for 809 Severn Dr was $10,071.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,500 (+7.04%) Land $110,000 Building $235,500 | $345,500 (-) Land $110,000 Building $235,500 | |
| 2025 | $10,071.00 | $322,767 | $345,500 Land $110,000 Building $235,500 |
| 2023 | $27.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $277,300 Land $110,000 Building $167,300 | $277,300 Land $110,000 Building $167,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Severn Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Severn Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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